Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debt back. In your opinion, do the advantages of credit cards outweigh the disadvageants?

#credit #card #people #debt #cards #disadvageants

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In the present day, most financial transactions are becoming to cashless society. People use credit or debit cards

instead

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of cash,especially attention cards.

This

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kind of card is absolutely beneficial to a cardholder regarding a great way to spend.

This

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essay will describe that the advantages of using credit cards outweigh the weaknesses in some depicted instances.

To begin

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, the attention card has been offered by many banks to customers as a banking product. It is obvious that the clients could use these to pay their entire debt back after spending with those programs and receive useful benefits.

Firstly

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,one of the strengths of having the badge is the enormous convenience of financial transactions and flexibility of payment.

For example

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, an individual has paid to buy a washing machine in

this

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procedure at the beginning of the season. Generally, the billing cycle of the amount is approximately a month;

thus

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, they will have more time to earn money after purchasing in

this

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period of time.

Secondly

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, another one is that these considerably facilitate all the community who do not need to carry cash in hand anymore,which is an advantageous method of cash development.

However

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, these are beneficial to those clients who exactly have their own payment discipline.

On the contrary

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, a population who cannot control themselves with their discipline could simply bring about a lot of debt.

As a result

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, It negatively impacts the users with many disadvantages which may cause payment problems in their lives.

For instance

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, a woman purchased a luxury bag in the first week of the date,which the price was 10,000 dollars and she thought she could earn money to pay for it

at the end

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of the term.

Furthermore

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, she bought another electronic gadget in the following week, which was 500 dollars. She totally forgot that she could earn the entire amount of that money within a month. So,

this

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suddenly caused her a financial problem.

To conclude

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, I personally think that the advantages of the method outweigh the disadvantages with regard to using the good action.

Nevertheless

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, if someone does not plan payments in advance or uses them in the wrong way. It may cause terrible consequences after spending.

Submitted by phanphetpor on Thu May 09 2024

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Clarity and Detail

Try to present your ideas more clearly by providing more detailed explanations. While you have given reasons and examples, a deeper explanation and exploration of these could enhance the clarity and comprehensiveness of your essay.

Consistency in Terminology

Be mindful of the consistency in terminology you use (e.g., 'attention card' vs 'credit card'). This helps in maintaining topic relevance and clarity throughout your essay.

Grammar and Typos

Watch for slight grammatical errors and typos that may distract the reader. Regular proofreading can help eliminate these minor errors for a more polished submission.

Structure

You effectively organized your essay with a clear introduction, body paragraphs, and conclusion, which makes your argument easy to follow.

Use of Examples

You used relevant examples to support your points, helping to illustrate your argument effectively to the reader.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

15
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meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

362 words

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Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debt back. In your opinion, do the advantages of credit cards outweigh the disadvageants?

Your opinion

The most important aim of sciece should be improve people's lives. To what extent do you agree or disagree this statement ?

Some children spend hours every day on their smartphones. Why is this the case? Do you think this is a positive or a negative development?

When you learn a foreign language, all four skills（listening, reading, speaking and writing) are equally important. To what extent do you agree or disagree？

Motorways help people travel quickly and cover long distances but they also cause problems. What are the problems of motorway and what solutions are there?

In many countries nowadays, consumers can go to a supermarket and buy food produced all over the world. Do you think this is a positive or negative development? Give reasons for your answer and include any relevant examples from your own knowledge or experience.