People increasingly rely on credit cards for regular payments. Do the advantages of this outweigh its disadvantages?

Nowadays, a
credit
card becomes commonplace.
Nevertheless
,
this
changes our means of payment. More and more
people
prefer to paying their expenses with
credit
cards by dividing periodical payments. It has a negative impact overall despite giving some flexibility to
people
.
Firstly
, regular payments damage
people
mentally. With
this
economic burden,
people
seek to find how to pay every month. Many take out massive loans to meet
credit
card’s regular demands, resulting in putting
people
in severe looping and
thus
effects their psychology.
For example
, those taking out mortgage
credit
that lasts almost 30 years have to pay 500 dollars monthly and
this
load is so heavy that most of them start using antidepressants or other drugs to unwind themselves.
However
,
credit
cards’ payment method offers the chance to
people
to purchase anything they want, and loans can be paid more flexible.
Therefore
, they can obtain electronic devices, cars or even a house located in a privileged destination.
In addition
, some do not always own cash money that enables them to buy things.
Hence
, their needs could be met with the cards.
For instance
, washing machines can be affordable with instalments for underprivileged ones who want to pick up them. In my opinion, these psychological impacts bring about severe events.
People
can go about committing a crime because of owing too much and even
this
load causes an increase in suicide rates.
Consequently
, it has more disadvantages. In conclusion,
although
credit
cards offer convenience to
people
with regular payments, they can encounter serious problems, leading to other social problems.
Submitted by mdorukugur on

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