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Band 7

People increasingly rely on credit cards for regular payments. Do the advantages of this outweigh its disadvantages?

#people #credit #cards #payments #outweigh
Nowadays, a
credit
 card becomes commonplace.
Nevertheless
,
this
 changes our means of payment. More and more
people
 prefer to paying their expenses with
credit
 cards by dividing periodical payments. It has a negative impact overall despite giving some flexibility to
people
.
Firstly
, regular payments damage
people
 mentally. With
this
 economic burden,
people
 seek to find how to pay every month. Many take out massive loans to meet
credit
 card’s regular demands, resulting in putting
people
 in severe looping and
thus
 effects their psychology.
For example
, those taking out mortgage
credit
 that lasts almost 30 years have to pay 500 dollars monthly and
this
 load is so heavy that most of them start using antidepressants or other drugs to unwind themselves.
However
,
credit
 cards’ payment method offers the chance to
people
 to purchase anything they want, and loans can be paid more flexible.
Therefore
, they can obtain electronic devices, cars or even a house located in a privileged destination.
In addition
, some do not always own cash money that enables them to buy things.
Hence
, their needs could be met with the cards.
For instance
, washing machines can be affordable with instalments for underprivileged ones who want to pick up them. In my opinion, these psychological impacts bring about severe events.
People
 can go about committing a crime because of owing too much and even
this
 load causes an increase in suicide rates.
Consequently
, it has more disadvantages. In conclusion,
although
credit
 cards offer convenience to
people
 with regular payments, they can encounter serious problems, leading to other social problems.
Submitted by mdorukugur on

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Examples make your writing easier to understand by illustrating points more effectively.

Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

  • for example
  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example

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