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People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh
It is true that increasing numbers of
people
 in the world use
credit
cards
 for their daily expenses.
Although
credit
cards
 have a couple of drawbacks
such
 as
a
Correct article usage
apply
show examples
fraud, I believe that there are outweighed by advantages.
Payment
 by
credit
cards
 is beneficial for several reasons.
Firstly
, a purchase process could be much easier, especially when
people
 enjoy online shopping. Thanks to
credit
cards
,
people
 do
no
Correct your spelling
not
show examples
 need to go shopping with a heavy wallet, and they are able to finish the
payment
 procedure
by
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apply
show examples
only online.
Furthermore
, if
people
 register a
credit
 card number and password on the shopping site, they can make a purchase by only pressing a
payment
 button.
Secondly
,
credit
 card companies offer a range of rewards and
loyality
Correct your spelling
loyalty
 points to their customers as their marketing strategy.
As a result
, the more
people
 use
credit
cards
, the more they can get rewards the company provide.
On the other hand
, some
people
 argue that
credit
cards
 have some risks.
Firstly
, a
significant
Change the adjective
significantly
show examples
 large number of
swindle
Fix the agreement mistake
swindles
show examples
 related to
credit
cards
 happens around the world. Skimming
credit
cards
 data and hacking laptops are
the
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apply
show examples
frequent cases, which are easily leaked and stolen compared to real money.
Secondly
,
people
 can easily borrow money through
credit
cards
, so they are at risk
the
Change preposition
of the
show examples
 debts pile up quickly without notice.
Moreover
,
people
 have to pay back with
high interest
Add a hyphen
high-interest
show examples
 rates if they have loans. In conclusion, I think the benefits outweigh the drawbacks in terms of
credit
cards
. It is true that there are some threats
such
 as frauds and debts,
however
, some
credit
cards
 company prepared alert
system
Fix the agreement mistake
systems
show examples
 if customers could be cheated.
Consequently
,
people
 can stop their
credit
cards
 immediately when they notice wrong
payment
. What is
more
Add a comma
,more
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 there are limits to borrow money, so
people
 do not need to worry about
the
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apply
show examples
debts.
Submitted by tut.psla.5ri on

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To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
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