People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

It is true that increasing numbers of
people
in the world use
credit
cards
for their daily expenses.
Although
credit
cards
have a couple of drawbacks
such
as
a
Correct article usage
apply
show examples
fraud, I believe that there are outweighed by advantages.
Payment
by
credit
cards
is beneficial for several reasons.
Firstly
, a purchase process could be much easier, especially when
people
enjoy online shopping. Thanks to
credit
cards
,
people
do
no
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not
show examples
need to go shopping with a heavy wallet, and they are able to finish the
payment
procedure
by
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only online.
Furthermore
, if
people
register a
credit
card number and password on the shopping site, they can make a purchase by only pressing a
payment
button.
Secondly
,
credit
card companies offer a range of rewards and
loyality
Correct your spelling
loyalty
points to their customers as their marketing strategy.
As a result
, the more
people
use
credit
cards
, the more they can get rewards the company provide.
On the other hand
, some
people
argue that
credit
cards
have some risks.
Firstly
, a
significant
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significantly
show examples
large number of
swindle
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swindles
show examples
related to
credit
cards
happens around the world. Skimming
credit
cards
data and hacking laptops are
the
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frequent cases, which are easily leaked and stolen compared to real money.
Secondly
,
people
can easily borrow money through
credit
cards
, so they are at risk
the
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of the
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debts pile up quickly without notice.
Moreover
,
people
have to pay back with
high interest
Add a hyphen
high-interest
show examples
rates if they have loans. In conclusion, I think the benefits outweigh the drawbacks in terms of
credit
cards
. It is true that there are some threats
such
as frauds and debts,
however
, some
credit
cards
company prepared alert
system
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systems
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if customers could be cheated.
Consequently
,
people
can stop their
credit
cards
immediately when they notice wrong
payment
. What is
more
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,more
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there are limits to borrow money, so
people
do not need to worry about
the
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apply
show examples
debts.
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  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

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Essentional vocabulary list for IELTS Writing 7+

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
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