People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

In
modern
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the modern
show examples
world,
people
ate not interested in doing
cash
shopping, they prefer to use bank
cards
for shopping.
However
, I think that the advantages of debit
cards
are more than using hard
cash
.
This
essay would discuss the advantages and disadvantages of
credit
cards
followed by
reasonable
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a reasonable
the reasonable
show examples
conclusion. On the one hand, every individual
is not convey
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is not conveying
is not conveyed
show examples
cash
in their pocket
therefore
people
are used
credit
cards
for their shopping.
For instance
, most websites of online shopping are provided
digital
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a digital
the digital
show examples
mode
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modes
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of payment
instead
of
traditional
Correct article usage
the traditional
show examples
way
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ways
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.
Also
, affinity
cards
gives
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give
show examples
more comfort, loyalty points and
luxurious
Correct article usage
a luxurious
show examples
way to live
extra
Correct article usage
an extra
show examples
benefits lifestyle. For
this
reason,
people
would rather make use of
credit
cards
for everything.
On the other hand
, the main drawback of plastic
money
is it may hack and sometimes
individual
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individuals
show examples
may lose huge
money
in
a
Correct article usage
apply
show examples
one minute. Nowadays, everyone
realize
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realizes
show examples
that in our community we have many scammers, who can easily call
as
Change preposition
apply
show examples
bank employees and fraudulently pull out
money
from anyone.
Moreover
, another disadvantage is using plastic
cards
for shopping it means paying extra
money
, due to do expensive
purchase
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purchases
show examples
by
credit
card and
amount
Correct article usage
the amount
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spread into monthly
installments
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instalments
show examples
and that
installments
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instalments
show examples
there is apply some interest rate.
Consequently
, using
a
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apply
show examples
plastic
money
is more expensive than hard
cash
. In conclusion, debit
cards
have opened a world of new possibilities. It
help
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helps
show examples
out
people
in saving time and makes it convenient to
fulfill
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fulfil
show examples
their responsibilities without having to go out.
Therefore
, from the above discussion, it is clear that using
of
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apply
show examples
credit
cards
has more advantages than disadvantages.
Submitted by Allazhar on

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  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
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