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Writing Samples
Band 5.5

In many countries, it is very easy to apply for and be given a credit card. However, this causes some people to have problems with debts they cannot pay back. Do you think the advantages of credit cards outweigh the disadvantages?

#countries #credit #card #people #debts #cards
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Even though it is too easy that apply for and get a
credit
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card
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, some of the people who
use
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 those
cards
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 struggle with paying back because they cannot afford it.
However
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, they provide some opportunities to their user if they
use
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 it wisely. The benefits of using
credit
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cards
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 are spending
money
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 before the payment day and you can earn some extras from banks’ special offers.
Also
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, it is not only, safer than carrying tons of
cash
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 in the case of rubbing but
also
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 easier than using ATMs every time when you are out of
cash
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. Debits.
Credit
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cards
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 offer many advantages to the public in the modern world. People who have
credit
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cards
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 can
use
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 the
money
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 which they do not have and the limits of those might be more than the monthly salary of owners’. If people
use
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 these
cards
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 with rational decisions, they would prevent themselves from unaffordable receipts. Even if they spend more than they can afford, banks are offering options for payback but indeed they must decrease their expenditures in the following months.
Furthermore
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, banks give some promotions if you
use
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 their
credit
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card
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 rather than using a debit
card
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 or
cash
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.
For example
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. Debits.
On the other hand
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,
credit
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cards
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 are safer and easier to
use
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. When considering passwords for using
credit
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cards
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 and daily limits, even if it will be stolen, the robber who took it from you cannot spend your
money
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 without knowing your password and you can close the account of it as soon as you realize it is gone.
In addition
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, the
card
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 size is the same and provides safety more than annually in some situations when you must carry big amounts of
money
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such
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 as buying a car or a house.
Moreover
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, you should not think about your wallet’s balance if you have enough limit in your
card
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 account and no need to try to find an ATM when you are out of
cash
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.
For example
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. To summarize, Despite the user cannot organize their finance,
credit
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cards
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 provide plenty of advantages
such
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 as extra benefits, user safety and effortless usage for the owners.
Submitted by ecemanginn on

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Your opinion

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...do you agree or disagree?...do you think...?...your opinion...?

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