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Nowdays it is easy to apply for and given a credit card. However,some people experience problems when they are not able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantage?

#nowdays #credit #card #people #debts #cards
In recent times easy
credit
 availability to anyone has caused a problem of mounting debts for individuals who are
then
 unable to pay.
This
 is the biggest disadvantage in my opinion as it
first
 traps
people
 into taking loans and
then
 puts pressure on paying back which can cause a rise in stress and crime. The banks have now got an easy tool which they advertise with
the
Correct article usage
apply
show examples
lucrative schemes.
Credit
 cards are like a spider's web and
people
 using them are the prey, the more the person uses them more
and
Correct word choice
apply
show examples
he goes into debt.
Finally
, some
people
 are unable to pay and are harassed by banks or collection agents.
For example
, the law in Australia states that any person having
debt
Correct article usage
a debt
show examples
 of more than 5000 dollars can be forced to file for bankruptcy by a debtor.
Moreover
,
credit
 cards have now become a tool for hackers, which can hack and access anyone's money. The cases of
credit
 card fraud
is
Change the verb form
are
show examples
 on the rise and sometimes bank takes very little responsibility for
this
. Many of the victims of cyber fraud are usually the older generation who is still learning to use it.
People
 hard earned funds are never recovered sometimes because the hack was done in an entirely different country.
This
 has caused
the
Correct article usage
apply
show examples
major jurisdictional issues and most of the time the customer has to bear the burn. In India police have around 1600000 cases of
credit
 fraud which have been pending for years. ,
Usually
Add a comma
,Usually
show examples
 the police are not equipped to handle these
type
Fix the agreement mistake
types
show examples
 of cases. In conclusion,
credit
 cards are the biggest disadvantage to
people
 which can force
people
 into cyclic debt and create unrest in
people
's life.
Submitted by vasudev.dutta on

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For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

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