Nowdays it is easy to apply for and given a credit card. However,some people experience problems when they are not able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantage?

✨ Do you want to improve your IELTS writing?
In recent times easy
credit
Use synonyms
availability to anyone has caused a problem of mounting debts for individuals who are
then
Linking Words
unable to pay.
This
Linking Words
is the biggest disadvantage in my opinion as it
first
Linking Words
traps
people
Use synonyms
into taking loans and
then
Linking Words
puts pressure on paying back which can cause a rise in stress and crime. The banks have now got an easy tool which they advertise with
the
Correct article usage
apply
show examples
lucrative schemes.
Credit
Use synonyms
cards are like a spider's web and
people
Use synonyms
using them are the prey, the more the person uses them more
and
Correct word choice
apply
show examples
he goes into debt.
Finally
Linking Words
, some
people
Use synonyms
are unable to pay and are harassed by banks or collection agents.
For example
Linking Words
, the law in Australia states that any person having
debt
Correct article usage
a debt
show examples
of more than 5000 dollars can be forced to file for bankruptcy by a debtor.
Moreover
Linking Words
,
credit
Use synonyms
cards have now become a tool for hackers, which can hack and access anyone's money. The cases of
credit
Use synonyms
card fraud
is
Change the verb form
are
show examples
on the rise and sometimes bank takes very little responsibility for
this
Linking Words
. Many of the victims of cyber fraud are usually the older generation who is still learning to use it.
People
Use synonyms
hard earned funds are never recovered sometimes because the hack was done in an entirely different country.
This
Linking Words
has caused
the
Correct article usage
apply
show examples
major jurisdictional issues and most of the time the customer has to bear the burn. In India police have around 1600000 cases of
credit
Use synonyms
fraud which have been pending for years. ,
Usually
Add a comma
,Usually
show examples
the police are not equipped to handle these
type
Fix the agreement mistake
types
show examples
of cases. In conclusion,
credit
Use synonyms
cards are the biggest disadvantage to
people
Use synonyms
which can force
people
Use synonyms
into cyclic debt and create unrest in
people
Use synonyms
's life.
Submitted by vasudev.dutta on

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

What to do next:
Look at other essays: