Some people get into debt by buying things they don't need and can't afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

#people #debt #behaviour #action

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Financial behaviour it has been a well-discussed topic recently in our society. Many

people

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claim that

this

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issue is caused by the economic and financial system.

Nonetheless

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, others explain that lack of financial education may be the problem of bad

debt

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people

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. In

this

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essay I am going to explain what kind of actions can be carried out to avoid these conduct.

First

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, buying things unpayable is a real trouble that it have the world's economy due to these measures destroy banking and commerce environment along with the personal finances who get into a

debt

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For instance

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: Many

people

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seek a loan to purchase something because they don´t have the

money

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to pay it at the moment.

Consequently

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, they will pay more expensive

this

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item since they have to pay loan's interest, so these

people

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won´t give

money

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back to the bank.

Therefore

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, these persons will stick in an unaffordable

debt

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until somebody bent them

money

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On the other hand

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, I believe that

this

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behaviour can be solved with many intiatives.

For example

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: I strongly think that financial education can help

people

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for avoiding

debt

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, and unnecessary bank-loan.

In addition

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, educating in

this

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topic is the key to teach to public that you should have a healthy finance before to spend your

money

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in unserved things. Another action is bank would improve their loan systems through better tools

such

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as risk management and machine learning algorithms. To conclude,

although

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this

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behaviour is common in our society, and the reasons are for lack of information, in my view,

this

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issue can be resolved with more education in schools, high-school and even universities.

Moreover

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, with the develop of technology

this

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conduct will be prevented and more

people

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won´t get into debts

Submitted by javiiercabrera on Wed Dec 21 2022

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Your opinion

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If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

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...do you agree or disagree?...do you think...?...your opinion...?

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12
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 9.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

290 words

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Some people get into debt by buying things they don't need and can't afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

Your opinion

A large number of people are being killed in road accidents every year. Why do so many accidents occur? Make recommendations that would help to reduce the number of road accidents.

Some university students want to learn about other subjects in addition to their main subjects. Others believe it is more important to give all their time and attention to studying for a qualification. Discuss both these views and give your own opinion

The best way to reduce poverty in developing countries is by giving up to six years of free education, so that they can at least read, write and use number. To what extent do you agree or disagree

In some cultures, children are often told they can achieve anything if they try hard enough. What are the advantages and disadvantages of giving children this message? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write at least 250 words.