People today increasingly use credit cards to make monthly purchases. Do the advantages of this overweigh the disadvantages?

Nowadays,
majority
Correct article usage
the majority
show examples
of people prefer to pay with
credit
cards
rather than paper cache for their daily purchases because it is more convenient.
However
, there are pros and cons
of
Change preposition
to
show examples
using
credit
cards
. I strongly believe that benefits are far more than demerits. Admittedly, the disadvantages of
credit
cards
compared to
cash
are the
risk
of theft of money when withdrawing
cash
and online payments and
also
being hacked. People with
credit
cards
seem to be at greater
risk
of being hacked. If an outsider learns the password and card details, he can use
it
Correct pronoun usage
them
show examples
without the knowledge of users. Another disadvantage is that the expenses they made are not paid on time. For clarification, the bank often indicates the specific time of the loan. If they do not make a payment on time, they will be included in the list of defaulters by banks, which will affect their creditworthiness. Despite some disadvantages, I believe
credit
cards
have more benefits. The first benefit is that it reduces
cash
usage, which means it is safer and more convenient for people.
For example
, cardholders conveniently do not have to carry out lots of
cash
, which means that they are at
lower
Correct article usage
a lower
show examples
risk
of being robbed. The second benefit is that nowadays lots of banks offer various unique features to appeal to their customers.
Like
Change preposition
For
show examples
for instance
, most
credit
cards
have cashback programs, and
this
cashback can save lots of money when grocery shopping,
also
reward points can sometimes be converted to money. In conclusion, even though
credit
cards
have their drawbacks,
such
as the
risk
of being hacked by fraudsters, I still believe that the convenience and security they offer far overweigh their drawbacks.
Submitted by Allazhar on

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    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
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