Nowadays, a lot of people use credit cards for online shopping. Do the advantages outweigh the disadvantages?

To begin
, at present most of the time people prefer credit
cards
overpaying by cash. Even though there are certain drawbacks, I believe the advantages outweigh the disadvantages. A few decades back many were limited to local platforms to purchase goods and services but with the development of new technology now the world has become much more connected allowing us to choose from different vendors worldwide.
Firstly
, bank
cards
are user-friendly and convenient.
Also
, it gives us the opportunity to order and obtain products from foreign markets increasing the number of choices when
such
items are not available in our country. As an example, shopping sites like Amazon and eBay grant us access to a vast range of items at affordable prices.
Furthermore
, it is not necessary to keep a lot of cash always in the wallet which is risky
as well
as
Correct word choice
and
show examples
when there's a theft we will only be required to call the customer service hotline of the particular bank and block the card.
On the other hand
, having credit
cards
also
causes several problems. Some men and women become unaware of their financial spending because of
this
and ultimately turn into debtors. It declines the ability of people to focus on their personal or household expenses more efficiently.
Additionally
, people tend to
trap
Wrong verb form
be trapped
show examples
in online scams more through bank
cards
and for
an
Correct article usage
apply
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instance, there are many incidents where some were tricked in
such
cases by providing their card and personal details.
To conclude
,
according to
my point of view, the usage of banking facilities and online methods is more convenient and beneficial than its problems and risks.
Submitted by vishvaisuranga on

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Task Achievement
Address the disadvantages in more detail to provide a balanced argument.
Coherence and Cohesion
Ensure that each paragraph logically follows the previous one to improve the overall coherence.

Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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