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Writing Samples
Band 3.5

The Rising Popularity of Credit Cards: Evaluating the Pros and Cons

The increasing prevalence of
credit
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 card usage has become a prominent trend.
This
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 essay will carefully assess whether the advantages outweigh the disadvantages associated with
this
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 trend.
Credit
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cards
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 offer unparalleled convenience, eliminating the need for cash transactions and ensuring secure and efficient payments.
Additionally
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, they facilitate online shopping, enabling consumers to purchase goods and services effortlessly.
Furthermore
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,
credit
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cards
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 often provide attractive rewards programs, cashback incentives, and exclusive travel benefits, making them an appealing financial tool for users.
However
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,
credit
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cards
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 do present certain drawbacks. The ease of spending can promote impulsive buying
behavior
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behaviour
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, leading to mounting debt. The
high interest
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high-interest
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 rates and fees associated with
credit
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cards
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 can exacerbate financial burdens, trapping individuals in a cycle of indebtedness.
Moreover
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,
credit
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cards
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 can foster a false sense of financial security, encouraging users to exceed their means and experience financial instability and stress. In conclusion,
while
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credit
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cards
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 offer undeniable advantages in terms of convenience and financial incentives, it is crucial to acknowledge the potential pitfalls. By adopting responsible
credit
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 card usage, including timely bill payments and monitoring expenses, individuals can mitigate the disadvantages effectively. Making informed financial decisions and maintaining disciplined spending habits are essential for maximizing the benefits and minimizing the drawbacks of
credit
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 card usage.

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Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »- a book that's free for 🚀 Premium users.

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