IELTS Writing Correction Service
Writing Samples
Band 7.5

People today increasingly use credit cards to make monthly purchase. Do the advantages of this outweight the disadvantages?

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Nowadays, the economy of each nation is integrating into the global economy. People spend their
money
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 on a monthly basis by smart way of using a
credit
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card
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instead
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 of cash or debit
card
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. From my point of view, I totally believe that
this
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 practice would bring more advantages to the community. There are many causes I believe that monthly orders should be paid by
credit
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card
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.
Firstly
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, people will pay by
credit
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card
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first,
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and they will pay back their
money
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 later so that they could allocate their
money
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 for other accommodations which can not pay by
credit
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card
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.
For instance
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, almost all things in the shopping centre could be paid by
credit
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 by scanning the machine easily.
Secondly
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, using the
card
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 will offer more promotions, especially some vouchers or coupons. If the owners of the
cards
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 reach their
card
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's limits, they can accumulate their points, so that they can use these points to exchange vouchers to be used for other services based on the monthly promotions of the banks.
Finally
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, it is not only convenient but
also
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 safer for the users. By using these
cards
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, people do not need to bring cash when going shopping.
As a result
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, humans avoid stealing
money
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 and facing robbers.
For example
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, I have used
credit
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cards
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 for 1 year, I do not have cash in my wallet since
then
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 because I pay for every with my
cards
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. In conclusion,
credit
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cards
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 are more popular in modern life, and they would give more benefits to users.

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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