People today increasingly use credit cards to make monthly purchase. Do the advantages of this outweight the disadvantages?

Nowadays, the economy of each nation is integrating into the global economy. People spend their
money
on a monthly basis by smart way of using a
credit
card
instead
of cash or debit
card
. From my point of view, I totally believe that
this
practice would bring more advantages to the community. There are many causes I believe that monthly orders should be paid by
credit
card
.
Firstly
, people will pay by
credit
card
first,
and they will pay back their
money
later so that they could allocate their
money
for other accommodations which can not pay by
credit
card
.
For instance
, almost all things in the shopping centre could be paid by
credit
by scanning the machine easily.
Secondly
, using the
card
will offer more promotions, especially some vouchers or coupons. If the owners of the
cards
reach their
card
's limits, they can accumulate their points, so that they can use these points to exchange vouchers to be used for other services based on the monthly promotions of the banks.
Finally
, it is not only convenient but
also
safer for the users. By using these
cards
, people do not need to bring cash when going shopping.
As a result
, humans avoid stealing
money
and facing robbers.
For example
, I have used
credit
cards
for 1 year, I do not have cash in my wallet since
then
because I pay for every with my
cards
. In conclusion,
credit
cards
are more popular in modern life, and they would give more benefits to users.
Submitted by yeshomeclass on

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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