People today increasingly use credit cards to make monthly purchase. Do the advantages of this outweight the disadvantages?
Nowadays, the economy of each nation is integrating into the global economy. People spend their
money
on a monthly basis by smart way of using a credit
card
instead
of cash or debit card
. From my point of view, I totally believe that this
practice would bring more advantages to the community.
There are many causes I believe that monthly orders should be paid by credit
card
. Firstly
, people will pay by credit
card
first,
and they will pay back their money
later so that they could allocate their money
for other accommodations which can not pay by credit
card
. For instance
, almost all things in the shopping centre could be paid by credit
by scanning the machine easily.
Secondly
, using the card
will offer more promotions, especially some vouchers or coupons. If the owners of the cards
reach their card
's limits, they can accumulate their points, so that they can use these points to exchange vouchers to be used for other services based on the monthly promotions of the banks. Finally
, it is not only convenient but also
safer for the users. By using these cards
, people do not need to bring cash when going shopping. As a result
, humans avoid stealing money
and facing robbers. For example
, I have used credit
cards
for 1 year, I do not have cash in my wallet since then
because I pay for every with my cards
.
In conclusion, credit
cards
are more popular in modern life, and they would give more benefits to users.Submitted by yeshomeclass on
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Answer the 'Advantages and Disadvantages' topic
IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.
Answer structure for the type of essay
- Introduction
- Body paragraph 1 – advantages
- Body paragraph 2 – disadvantages
- Conclusion
Examples to start your body paragraph:
- The main advantage is...
- The disadvantage of this...
- The main benefit...
- Despite these advantages...
- One possible drawback...