People today are increasingly use credit card to make monthly purchase. Do the advantages outweigh the disadvantages?

In today's world,
the
Correct article usage
apply
show examples
money
is
being
Unnecessary verb
apply
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converted from cash notes to digital currency, respectively, plastic
cards
.
This
type of funds
are
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is
show examples
often used in the form of
credit
from the bank that needs to
paid
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be paid
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on a certain bill date,
nonetheless
if
date
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the date
a date
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is missed, it could lead to many problems. Having said that
credit
card
Fix the agreement mistake
cards
show examples
do provide certain convenience, rewards and cheap currency exchange.
Therefore
, the benefits are more in comparison to the drawbacks.
Firstly
,
one
of the major
advantage
Change to a plural noun
advantages
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of plastic
money
is that it provides convenience to use for the reason that
risk
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the risk
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of theft or losing bills is
to
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at
show examples
the minimum. Nowadays, many banks provide
with
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apply
show examples
the
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apply
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higher
credit
limits which
allows
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allow
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user
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users
show examples
to spend worry-free and if in case it gets lost or stolen,
cards
could be blocked
by
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with
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one
click.
Moreover
, the rewards like 5 per cent
cash back
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cashback
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or discounts
attracts
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attract
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more people to use it frequently.
As a consequence
, humans trust it and save
money
by paying through
the
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apply
show examples
cards
rather than keeping cash with them all the time.
Secondly
, with the usage of
such
payment
method
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methods
show examples
, individuals are able to build their
credit
scores which in future enables them to get 0 per cent financing. Certainly, these scores play a key role in buying things like
house
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houses
show examples
,
car
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cars
show examples
, mobile phones etc. as all
the
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apply
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mortgage
company
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companies
show examples
consider it in
first
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the first
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place.
For example
, the loan to buy a home
of
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apply
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worth 1 million will not be approved if
one
has low
borrow
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borrowing
show examples
ratings and if it is highest,
one
might get financing with no interest rate.
Subsequently
, the entire payment cycle is tied to
one
single card in contemplation to buy greater things in life, human has to depend on it. Howbeit, on the downside, it is easy to overspend since
money
is not going through
pocket
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the pocket
show examples
.
One
might get into
pitfall
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a pitfall
show examples
of
debts
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debt
show examples
,
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apply
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if the
credit
bills are paid in full.
Also
, if any monthly payment is missed, it might damage the
credit
score. Altogether, it is a source of business
to
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for
show examples
banks. In conclusion, even though there are some limitations of
credit
payments like debts and low scores, the pros are considerably greater as it is convenient to pay with the
cards
and
risk
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the risk
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involved is very low.
Submitted by ramanpreetkaursetia on

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