In today's world, 
the Correct article usage
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  is 
being Unnecessary verb
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 converted from cash notes to digital currency, respectively, plastic 
. 
 type of funds 
areChange the verb form
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  often used in the form of 
 from the bank that needs to 
paidAdd a missing verb
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  on a certain bill date, 
 if 
dateAdd an article
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  is missed, it could lead to many problems. Having said that 
 cardFix the agreement mistake
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  do provide certain convenience, rewards and cheap currency exchange. 
, the benefits are more in comparison to the drawbacks.
, 
 of the major 
advantageChange to a plural noun
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  of plastic 
 is that it provides convenience to use for the reason that 
riskCorrect article usage
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  of theft or losing bills is 
toChange preposition
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  the minimum. Nowadays, many banks provide 
with Change preposition
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 the Correct article usage
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 higher 
 limits which 
allowsChange the verb form
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  userFix the agreement mistake
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  to spend worry-free and if in case it gets lost or stolen, 
 could be blocked 
byChange preposition
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   click. 
, the rewards like 5 per cent 
cash backCorrect your spelling
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  or discounts 
attractsCorrect subject-verb agreement
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  more people to use it frequently. 
, humans trust it and save 
 by paying through 
the Correct article usage
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  rather than keeping cash with them all the time.
, with the usage of 
 payment 
methodFix the agreement mistake
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 , individuals are able to build their 
 scores which in future enables them to get 0 per cent financing. Certainly, these scores play a key role in buying things like 
houseFix the agreement mistake
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 , 
carFix the agreement mistake
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 , mobile phones etc. as all 
the Correct article usage
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 mortgage 
companyFix the agreement mistake
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  consider it in 
firstAdd an article
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  place. 
, the loan to buy a home 
of Change preposition
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 worth 1 million will not be approved if 
 has low 
borrowReplace the word
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  ratings and if it is highest, 
 might get financing with no interest rate. 
, the entire payment cycle is tied to 
 single card in contemplation to buy greater things in life, human has to depend on it.
Howbeit, on the downside, it is easy to overspend since 
 is not going through 
pocketAdd an article
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 . 
 might get into 
pitfallCorrect article usage
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  of 
debtsFix the agreement mistake
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 ,Remove the comma
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  if the 
 bills are paid in full. 
, if any monthly payment is missed, it might damage the 
 score. Altogether, it is a source of business 
toChange preposition
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  banks.
In conclusion, even though there are some limitations of 
 payments like debts and low scores, the pros are considerably greater as it is convenient to pay with the 
 and 
riskCorrect article usage
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  involved is very low.