Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debts back. Do the advantages of credit cards outweigh the disadvantages?
Acquiring a
credit
card
in the current day has become a straightforward process, offering users better access to finances and allowing them to make transactions with ease. Despite the potential complications that may occur for people who are unable to repay their debts, I feel the benefits of credit
cards
much exceed the drawbacks. The convenience that credit
cards
provide is one of its key benefits. Users may use credit
cards
to make transactions without carrying huge amounts of cash, reducing the danger of theft or loss. Furthermore
, credit
cards
enable users to make purchases online or in other countries, which simplifies transactions and increases access to a broader choice of items and services. Credit
cards
can give financial flexibility by allowing customers to cover unforeseen needs and pay off the
debt over time, reducing possible financial stress. Another significant benefit of Change the word
their
credit
cards
is the consumer protection they give. Many credit
card
providers provide fraud protection, which allows consumers to reject fraudulent payments and prevent financial damage. This
increased security boosts customer confidence in both online and in-person purchases. As an example, consider Visa's fraud prevention function. Consider the following scenario: a cardholder finds a fraudulent online transaction. Visa's fraud protection policy permits this
cardholder to challenge the charge, and the credit
card
issuer determines the transaction was actually unlawful after a quick inquiry. In conclusion, while
credit
card
usage might cause financial troubles for certain people, I feel that the benefits of credit
cards
exceed the possible negatives.Submitted by dohuyhoang on
Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.
task achievement
Task response could be improved by fully expanding on the advantages and disadvantages of credit cards to ensure a balanced discussion. Address the prompt comprehensively by considering both perspectives equally.
task achievement
Introduce a clear thesis statement and create a more distinct conclusion that summarizes the main points and your position. This helps the reader understand your final stance on the issue.
task achievement
Include more relevant and specific examples to support your arguments. Each main point should be illustrated with detailed instances or clear evidence to enhance your argument.
coherence cohesion
Ensure logical sequencing of ideas and arguments. Your essay should demonstrate a clear and natural progression from one point to the next for better readability.
coherence cohesion
Properly organize your essay into paragraphs, with each one containing a central idea and coherent supporting sentences. This aids in maintaining focus and clarity throughout the essay.
coherence cohesion
Maintain consistency in the usage of linking words and phrases to connect ideas and paragraphs seamlessly. This will strengthen the essay's overall cohesion.
Use a variety of complex and simple sentences
You should use complex sentences in your writing, but it does not mean that you should try to make all of our sentences complex.
‘Complex’ sentences are not actually very complex; they are just two or more simple sentences put together. Putting them together makes the essay more coherent and cohesive.
Examples:
I really want to study but I’m too tired.
I wore a warm coat because the weather was cold.
If action is not taken soon on climate change, global warming will get worse.