Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent from having this problem?

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In modern society, purchasing items is no longer related to necessity; it has become a status symbol and a leisure activity. Consumers are not buying things

according to

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their needs but to show society the lifestyle they have. Even if, their finances do not allow it, they end up taking loans at high interest rates.

Therefore

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, all these unnecessary purchases leave them in heavy debt. Compared to recent years, now the public is more exposed to the worldwide markets through e-commerce which has made it highly convenient for customers to buy products around the globe. Easy return policies, heavy discounts and easy instalments convince the individual to get products.

For instance

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, popular video games that are out of stock at local stores can easily be bought online and that too at great discounts.

Moreover

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, people especially youngsters get easily influenced by their peers who have high-quality gadgets like expensive mobile phones, and branded clothes.

Hence

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, inventions in technology have transformed the way people do shopping these days. In order to avoid financial issues, one has to be mindful in making shopping decisions. Individuals have to understand their requirements and make purchases

accordingly

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. If something is out of pocket, its necessity should be cautiously calculated.

For example

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, if someone wants to buy a car, he should consider his bank statements

while

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choosing the car model. There is no need to buy an expensive brand if the low-budget one is serving the purpose. Mindful shopping is important today.

To conclude

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, as discussed in the aforementioned statements, society and online shopping trends are the main reasons for

this

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issue.

However

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, if a person is able to understand the difference between a need and a wish, debts can be avoided.

ashissarker18Sun Nov 26 2023

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coherence cohesion

Make sure your essay has a clear structure, including an introduction, body paragraphs with each idea or argument separated clearly, and a conclusion. Your essay shows some organization but the connection between ideas can be strengthened.

coherence cohesion

Your essay could benefit from a wider range of cohesive devices, such as conjunctions and discourse markers, to link ideas more effectively.

task achievement

Ensure you answer all parts of the prompt. The essay addresses the reasons for the behaviour and some actions that can be taken, but more specific examples and detailed actions for prevention could strengthen your essay.

task achievement

Include more specific and detailed examples to support your arguments. This gives your essay more weight and clarity, ensuring your points are well illustrated and convincing.

coherence cohesion

Always reiterate your main points in the conclusion to reinforce your arguments and remind the reader of the key aspects of the essay.

11
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meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

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Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

286 words

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Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent from having this problem?

There has been an increase in the number of children and youngsters committing crime. What are the reasons for this? What punishments should they receive?

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students should pay the full cost for their own study , because university education benefits individuals rather than society . to what extent do you agree or disagree?

In the future all cars, buses and trucks will be driverless. The only people travelling inside these vehicles will be passengers. Do you think the advantages of driverless vehicles outweigh the disadvantages?