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People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?

#people #loans #bank #credit #card #practice
In
this
 modern society, people's lifestyles are changing day by day.
Consequently
, a large number of individuals tend to have
bank
loans
 or
credit
cards
 from financial
institutions
, as the
procedure
 of having a
bank
 loan or
credit
 card is very convenient not only for people but
also
 for businessmen. In
this
 essay, I will discuss the pros and cons of taking out
bank
loans
 or
credit
cards
 without hassle. There are a large number of advantages to having
bank
loans
 or
credit
cards
 from financial
institutions
. One possible reason is that people who are highly engaged with their personal and professional lives and do not have ample time to complete the lengthy
procedure
 always prefer to have
bank
loans
 or
credit
cards
 to improve their lifestyles.
For example
, many banking
institutions
 provide personal or business
loans
 within 24 hours as they provide digital banking services. Another reason is that because of the easy processing of taking out
bank
loans
 or
credit
cards
,
customers
 are always benefited, as there is positive competition in the banking sector. Despite the tempting benefits, the disbursement of
bank
loans
 and
credit
cards
 among potential
customers
 has some disadvantages.
Firstly
, if monetary establishments disburse
loans
 or
credit
 without proper assessment of the client's documents, there will be a high chance of corruption between
bank
 employees and
customers
.
Secondly
,
clients
Change noun form
clients'
client's
show examples
 accounts or card services might be vulnerable because of the easy
procedure
.
Therefore
, some banking
institutions
 have a tendency to flee with
customers
Change noun form
customers'
customer's
show examples
 deposited amounts. In conclusion, taking out
loans
 or
credit
cards
 from financial
institutions
 by following easy steps has both merits and demerits.
Therefore
,
this
 kind of easy
procedure
 of taking
bank
loans
 or credits helps the
overall
 financial stability not only in the personal stage but
also
 in the country's development.
Submitted by faisalmahamood on

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Task Achievement
Ensure your introduction clearly presents the topic and your stance on it. You did this well, but make it even clearer next time.
Task Achievement
Include more specific examples to support your points. This will help strengthen your arguments and make your essay more persuasive.
Coherence & Cohesion
Your essay has a good logical structure, making it easy to follow. Keep using clear paragraphs to separate your ideas.
Coherence & Cohesion
Make sure the connection between your paragraphs is clear. Use linking words effectively to guide the reader through your argument.

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To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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