Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

In
this
Correct determiner usage
these
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modern
times
Add a comma
times,
show examples
most
of
Change preposition
apply
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the
Correct article usage
apply
show examples
people
thrive on well-known
life
. So they are finding good ways to
it
Add a missing verb
do it
show examples
! Nowadays!
People
are having
Wrong verb form
have
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banks
Change the noun form
bank
show examples
accounts and
credit
cards
. Some nations believe
that
is
Correct your spelling
it
show examples
helped
Wrong verb form
helps
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to
Correct pronoun usage
them to
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survive their
life
.
On the other hand
, some folks argue that it has several drawbacks. In
this
essay, I am going to discuss both views and I will give my opinion of
this
argument with relevant examples.
First,
we should consider about positive aspects. The government or private
banks
offer different
credit
cards
to
people
. That will help
many
Change preposition
in many
show examples
ways
on
Change preposition
in
show examples
their
life
.
Such
as, for managing
life
expenses,
to start
Change the verb form
starting
show examples
new
Add an article
a new
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business, etc. Others believe that sometimes, individuals need investment.
Therefore
, they can get
money
from using
credit
cards
. In the same way anytime,
money
can be gotten from
Bank
Correct article usage
the Bank
show examples
! Even,
small
Add an article
a small
show examples
amount
of
money
can be
got
Verb problem
obtained
show examples
from cash
deposit
Fix the agreement mistake
deposits
show examples
. Every month,
small
Add an article
a small
show examples
amount
of
money
can be paid to
bank
Correct article usage
a bank
show examples
that would help to
Correct article usage
the nations
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nations
Change noun form
nation's
show examples
life
.
For instance
,
last
Change preposition
in last
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middle of
year
Add an article
the year
show examples
, I planned to buy a motorbike
while
Correct word choice
but
show examples
I did not have enough
money
for it.
Thus
, a certain
amount
was gotten from
bank
Add an article
the bank
show examples
.
Likewise
, individuals are
gotten
Wrong verb form
getting
show examples
money
by
Change preposition
with
show examples
credit
cards
. Apart from that have some drawbacks when
banks
offer
credit
card
Fix the agreement mistake
cards
show examples
to
people
. They are being demanded some restrictions on accounts
,
Remove the comma
apply
show examples
until folks pay the due
amount
.
Bank
Fix the agreement mistake
Banks
show examples
would add tax for total borrowed capital meanwhile international
banks
are increased
Wrong verb form
increase
show examples
the percentage of tax for
credit
card
Fix the agreement mistake
cards
show examples
.
Therefore
, that will be an enormous issue
to
Change preposition
for
show examples
users so the government should
be consider
Change the verb form
consider
show examples
it. Several
bank
reports
shown
Add a missing verb
have shown
show examples
,
Correct word choice
that the
show examples
the
Correct article usage
a
show examples
vast
amount
of users have
been
Unnecessary verb
apply
show examples
taken debt
money
. It was rapidly increased.
Furthermore
, they are struggling to pay
it
Change preposition
for it
show examples
. Taking everything in conclusion, The usage of
credit
card
Fix the agreement mistake
cards
show examples
contains
advance
Correct your spelling
advantages
show examples
such
as
able
Add a missing verb
being able
show examples
to use
for
Correct pronoun usage
them for
show examples
purchasing things; we may not rely on others.
Money
can be gotten
any
Change preposition
at any
show examples
time.
Instead
of drawbacks for due
amount
is paid by
bank
Add an article
the bank
a bank
show examples
from
people
.
Consequently
, individuals
are struggled
Change to the active voice
struggle
have struggled
show examples
to pay. Personally, I think that there are many benefits
outweigh
Correct pronoun usage
that outweigh
show examples
negative
Correct article usage
the negative
show examples
aspects. So I support to first argument.
Submitted by Najuthiran on

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vocabulary
Try to use more varied and precise vocabulary to express your ideas clearly and accurately. Avoid repetition and ensure word choices fit the context.
grammar
Work on sentence structure to avoid run-on sentences and fragments. Short and clear sentences often make your arguments more persuasive.
structure
Make sure each paragraph serves a clear purpose and ties back to the thesis statement. Avoid tangents and stay focused on supporting your main argument.
example
You included relevant examples to support your main points, which helps clarify and strengthen your argument.
balanced view
The essay addresses both the advantages and disadvantages of credit cards, showing a balanced view before stating your own opinion.
task response
You have managed to cover the main points of the task, such as how credit cards can help with expenses and their associated risks.

Essentional vocabulary list for IELTS Writing 7+

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Topic Vocabulary:
  • convenience
  • flexibility
  • financial security
  • unexpected expenses
  • rewards and incentives
  • cashback
  • airline miles
  • impulse buying
  • accumulating debt
  • high interest rates
  • minimum payments
  • credit score
  • borrowing capacity
  • reliance
  • saving habits
  • financial vulnerability
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