Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins.Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Thesedays

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These days

credit and debit

cards

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are gradually replacing the use of

cash

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and coins.

This

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development can be beneficial because it is safe and more convenient for users.

However

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, it might have some drawbacks,

such

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as the rejection of

this

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type of payment and the negative consequences of it being stolen.

One

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of the essential benefits of

this

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phenomenon is that it is considered a safe option. Since individuals only need to carry

one

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card

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rather than a stack of

money

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, it will be harder to lose it, which makes it a safe way to save your

money

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.

The convenience

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Convenience

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is another advantage to using

cards

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.

That is

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because it will be easier to buy things without the need to calculate how much change we need to give back.

For example

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, cashiers nowadays tend to finish their

task

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tasks

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quickly because they only need to type the number of

money

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rather than manually count

cash

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.

As a result

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, the burden of making mistakes

while

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counting

money

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reduces

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is reduced

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significantly. In comparison, using

cards

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instead

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of

cash

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does have its downsides which include the rejection of

this

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kind of payment.

Although

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almost all stores provide machines that conduct

money

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from

cards

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, some shops still do not have that technology. That means you can be asked to pay with

cash

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on occasions where you have only brought a

card

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with you. Another drawback is the negative consequences that we need to face if

one

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card

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was

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is

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stolen. People usually tend to keep a huge amount of

money

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in

one

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card

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, and if someone

steel

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steals

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it, people will lose a significant amount of their savings.

For instance

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, if a business owner gets their credit

card

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information leaked, that can lead to detrimental

loses

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losses

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. In conclusion, the growing replacement of physical

cash

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with plastic

money

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have

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has

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some advantages like

the

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apply

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safety and

the

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apply

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convenience,

and

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but

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can have some downsides,

such

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as the rejection

to

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of

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recieve

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receiving

this

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kind of payment and the detrimental results if the

card

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got

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gets

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lost.