Some people get into debt by buying things they don't need and can't afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

A number of

people

Use synonyms

feel the need to fund luxurious lifestyles even when they do not have what it takes to fund or maintain

Correct pronoun usage

them.

show examples

This

Linking Words

essay will attempt to discuss some of the reasons for

this

Linking Words

trend and possible measures to

tackling

Wrong verb form

tackle

show examples

them.

Firstly

Linking Words

, a major reason

people

Use synonyms

spend impulsively is the lack of financial education. Many institutions fail to incorporate financial

empowering

Replace the word

empowerment

show examples

courses into their curriculum

Punctuation problem

;

show examples

as a result

Linking Words

, many

people

Use synonyms

fall behind in money management skills and fall into avoidable financial loopholes.

Additionally

Linking Words

, companies employ the services of creatives to create very visually appealing adverts to promote their

contents

Fix the agreement mistake

content

show examples

, and without the knowledge of skills like budgeting,

such

Linking Words

people

Use synonyms

may struggle to resist spending impulsively.

Consequently

Linking Words

, they are lured into keeping up with

latest

Correct article usage

the latest

show examples

trends at the expense of financial freedom.

Nevertheless

Linking Words

, with the right measures in place,

people

Use synonyms

can break free from

this

Linking Words

impoverishing habit. One of which is promoting financial empowerment in schools. Educational institutions should be enlightened on the

benefit

Fix the agreement mistake

benefits

show examples

of introducing courses that improve money-management skills in their

curriculum

Punctuation problem

curriculum,

show examples

this

Linking Words

would help

people

Use synonyms

develop

more healthy

Correct word choice

healthier

show examples

financial habits

Linking Words

such

Punctuation problem

, such

show examples

as budgeting. Ultimately, empowering them to make wiser financial decisions and break free from debt. In conclusion, the absence of exposure to financial knowledge is one of the reasons

people

Use synonyms

make impulsive decisions

Punctuation problem

apply

show examples

and run into

debts

Fix the agreement mistake

debt

show examples

Punctuation problem

;

show examples

however

Linking Words

, with the introduction of courses on money management in schools,

people

Use synonyms

will be more equipped to create and adhere to budgets.

kanchanakularathna1991

Jul 3, 2025

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task achievement

Make sure to provide more specific examples or case studies to support your points.

coherence and cohesion

Use more linking words to improve the flow of ideas between sentences and paragraphs.

coherence and cohesion

Ensure that each paragraph clearly relates back to the main question and supports your argument.

strength

The introduction clearly states the topic and outlines what the essay will discuss, which is a strong start.

strength

The conclusion successfully summarizes the main points discussed in the essay.

Word Count

IELTS says that you should write a minimum of 250 words in writing task 2. If you go under word count you will lose marks in task response.

A very long essay will not give you a higher band score.

Aim for between 260 to 290 words in writing task 2. This will ensure a concise essay and will be realistic in terms of time management. You have only 40 minutes to write the essay and you need around 10 minutes of planning time, so you will not be able to write a long essay in 30 minutes.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »- a book that's free for 🚀 Premium users.

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8
Linking words
meeting the goal of 7 or more
1
Word repetition
meeting the goal of 3 or fewer
13
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

245 words

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Topic Vocabulary:

debt
afford
spend
buy
things
need
emotional
pressure
social
friends
buying
items
financial
education
manage
money
budget
impact
loans
overspend
accumulate
impulse
whim
regret
issues

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Some people get into debt by buying things they don't need and can't afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

Word Count

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Today, children play very cruel games. This should be the reason for the increase in violence and crime in most of the world's major cities. What do you think about this?