In many countries, it is easy to apply for and to get a credit card. However, credit card debt causes many problems and is hard to pay back. Do you think the advantages of credit cards outweigh the disadvantages?

Some people believe that using
credit
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cards
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can make life easier,
while
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others argue that
credit
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cards
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can lead to financial dependency. I firmly believe that owning a
credit
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card
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has more drawbacks than benefits. One major disadvantage of having a
credit
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card
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is the tendency to buy unnecessary things using money that does not actually belong to you. Research indicates that when people see the money available on their
credit
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card
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, the brain interprets it as their own, which encourages careless spending. Over time,
this
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repetitive
behavior
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behaviour
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can become a habit, leading to poor financial management and increasing debt.
Nevertheless
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, there are some potential advantages to using
credit
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cards
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. They provide flexibility and a sense of financial security for individuals who need a backup plan in emergencies.
For instance
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, many people live on monthly salaries that may not always cover unexpected expenses,
such
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as medical bills or a sudden increase in utility costs. In
such
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cases, having a
credit
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card
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can be helpful to manage short-term financial challenges. In conclusion,
while
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there are minor benefits to owning a
credit
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card
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, the disadvantages clearly outweigh them.
Therefore
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, relying on
credit
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cards
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is not beneficial in the long run.

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task response
Give more reason and a clear example for your view.
coherence cohesion
Use simple linking words to show how ideas go from one part to the next.
structure
Have one idea in each paragraph and keep the main idea clear.
task response
Use real and clear examples that fit your point.
coherence cohesion
Finish with a short restate of your view and a quick sum up.
structure
Clear view stated at the start
structure
Intro and end exist
coherence
Some good link words
Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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