Question:-Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

It is increasingly observed that

Punctuation problem

apply

show examples

many

people

Use synonyms

take debt to buy

things

Use synonyms

which they actually don't need

Correct pronoun usage

apply

show examples

Thus

Linking Words

, not able to afford it.

This

Linking Words

essay will elaborate

the

Change preposition

on the

show examples

reasons, followed by actions that need to be taken to prevent

this

Linking Words

issue.

To begin

Linking Words

with,

people

Use synonyms

getting

Wrong verb form

get

show examples

loans from banks or other agencies to buy

things

Use synonyms

Linking Words

due to

Change preposition

for

show examples

the

Correct article usage

apply

show examples

several reasons.

Firstly

Linking Words

, many individuals want to show their life

luxurius

Correct your spelling

luxurious

to common

people

Use synonyms

. They prefer to buy expensive

things

Use synonyms

. In

Replace the word

actuality

show examples

actual

Punctuation problem

actual,

show examples

they don't have enough money to buy those

things

Use synonyms

This

Linking Words

encourage

Correct subject-verb agreement

encourages

show examples

them to lend money. Folks feel like showing their luxury lifestyle can attract many

people

Use synonyms

. So, they can get famous.

Secondly

Linking Words

people

Use synonyms

Correct subject-verb agreement

are

show examples

weak in

manage

Wrong verb form

managing

show examples

their expenses.

This

Linking Words

can be

Correct article usage

apply

show examples

family pressure

Punctuation problem

;

show examples

they just want to make their family happy

Change preposition

with

show examples

more and more

things

Use synonyms

In addition

Linking Words

this

Linking Words

, sometimes it is better to buy

second hand

Use the right word

second-hand

show examples

items

but

Punctuation problem

, but

show examples

Use synonyms

person

Correct article usage

a person

show examples

does not like to buy those items because they

feels

Correct subject-verb agreement

feel

show examples

like if

Change preposition

apply

show examples

they

bought

Wrong verb form

buying

show examples

any used item

Punctuation problem

apply

show examples

Linking Words

this

Correct determiner usage

apply

show examples

will make their personality

down

Verb problem

go down

show examples

. There should be strict action taken by

government

Correct article usage

the government

show examples

to prevent

this

Linking Words

issue.

Government

Correct article usage

The government

show examples

should increase the interest rate

Linking Words

due

Punctuation problem

, due

show examples

to which

people

Use synonyms

think twice

to get

Change preposition

before getting

show examples

a loan.

Moreover

Linking Words

, banks should check the family background before approving a credit

lines

Fix the agreement mistake

line

show examples

For example

Linking Words

, if

Use synonyms

person

Correct article usage

a person

show examples

want

Correct subject-verb agreement

wants

show examples

to borrow money, there should be

particular

Correct article usage

a particular

show examples

limit set on each

Use synonyms

person

Check wording

person's

show examples

account

according to

Linking Words

their income level.

Also

Linking Words

, if

one

Correct determiner usage

show examples

time

Use the right word

one-time

show examples

person

Use synonyms

not

Verb problem

is not

show examples

able to pay

Correct article usage

the installment

show examples

installment

Change the spelling

instalment

show examples

then

Linking Words

the future loan applications must be cancelled.

To conclude

Linking Words

, the

suicidal

Replace the word

suicide

show examples

rate is rising day by day because

people

Use synonyms

not

Verb problem

are not

show examples

able to pay their loan

installments

Change the spelling

instalments

show examples

This

Linking Words

lead

Replace the word

led

show examples

to stress, anxiety, and depression.

This

Linking Words

issue requires a strict action to prevent

this

Linking Words

problem.

People

Use synonyms

must buy

second hand

Use the right word

second-hand

show examples

items if they

not

Verb problem

are not

show examples

able to afford the brand new

things

Use synonyms

. There should be proper workshops for the

people

Use synonyms

to educate them on how to manage their expenses.

narinder9959

Feb 8, 2026

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content

The essay has a plan and some ideas, but they are not shown clearly enough. Add 2–3 simple examples to prove each point.

grammar

Fix grammar and choice of words. Example: 'luxurious' not 'luxurius'; 'they are' rather than 'they is'; watch spelling and verb form.

structure

Use a clear three part form: intro, body, and ending. Use simple links like 'First', 'Then', 'Also', 'But', 'So' to join ideas.

content

Stay on the topic of debt and how to stop it. Do not add ideas that are not about debt. Avoid sensitive topics.

grammar

Check spelling and make each sentence short and clear to help the reader.

structure

There is an intro and a closing.

content

The plan to discuss causes and actions is seen.

structure

Some link words show the steps.

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13
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
44
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 5.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

327 words

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Question:-Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

Some people think that global environmental problems should be dealth with locally. Others think that they should be dealth will locally. What is your opinion?

The consumption of the world’s resources is increasing at a dangerous rate. What are the causes and solutions?

Some scientists believe that studying the behavior of 3-year-old children can tell which children would grow up to be criminals. To what extent in your opinion is crime a product of human nature or is it possible to stop children from growing up to be criminals?

1.Very year an increasing number of people suffer from fast food related diseases. The government, therefore, should impose a high tax on fast food. To what extent do you agree or disagree?

The government should invest in education and health care. Governments should invest these funds in tourism. To what extent do you agree with this statement?