Some people get into debt by buying things they don't need and can't afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem? Grexperiens for your answer and include any relevant examples from your own knowledge

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Nowadays
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Nowadays,
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a certain
amount
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number
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of
people
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take
loans
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to purchase items that are not necessary for them and that they do not have
money
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the money
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for.
This
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essay will discuss how marketing and shopaholism can alter
people
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's financial condition
and
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, and
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then
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state that
banks
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should start checking and controlling what
people
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take
loans
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for. Every day we see a huge amount of advertisements both on the internet and in real life. Business owners and marketing agents want us to buy more and more things, so that they can get big money from us. Meanwhile, not a big part of the population has
means
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the means
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to buy that
much
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many
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things, that they probably do not even need. Some
people
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become victims of
such
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system
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a system
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, where prices increase, salaries stay the same
and
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, and
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advertising becomes more persistent
and
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, and
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they simply can not handle that and
then
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become shopaholics and get into debt because of it.
For example
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, beauty brands
such
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as
rhode
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Rhode
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,
rare beauty
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Rare Beauty
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, fenty beauty create almost the same products and pay influencers to advertise them in their blogs and
as a
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consequence
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consequence,
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people
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want to buy those products, which
the
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they
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actually do not need at all. To prevent
people
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from destroying their financial situation and stability
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banks
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, banks
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can start tracking what
people
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take
loans
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for. That way,
people
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will not have an opportunity to get themselves into debt just to buy another unnecessary thing they saw online.
Banks
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will only give out
loans
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if they are truly reasonable and crucial.
Less
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Fewer
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people
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will break under the system and will be secured from ruining their lives.
For instance
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,
banks
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already track transactions and where they go
and
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, and
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they
also
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check if you have
an
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the
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ability to return your loan. In conclusion,
people
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's lives are heavily affected by
marketing
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the marketing
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system and
current
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the current
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economy in a bad way,
that
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which
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makes their financial condition worse, but
this
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essay believes that it can be changed by
banks
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taking
actions
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action
show examples
.

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task response
Answer both parts more fully. You give reasons and one action, but you can add one more clear action.
task response
Make your main ideas more direct. Say the reason first, then explain it in a simple way.
task response
Use examples that are more general and clearly linked to debt, not only brand names.
coherence and cohesion
Keep one main idea in each paragraph. This will make your essay easier to follow.
coherence and cohesion
Use short linking words clearly, like first, also, because, as a result, and finally.
coherence and cohesion
Some sentences are too long. Cut them into two shorter sentences for better flow.
task response
You answer the topic and talk about both causes and solutions.
coherence and cohesion
Your essay has a clear introduction, body paragraphs, and conclusion.
task response
You use an example to support your point.
Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

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