Nowadays, living in a self-owned place gives a feeling of stability and security. Hence some people believe consider owning a home is much more important than renting. It is because when people rent they should spend more cost on renting. Therefore, having a self-owned home can be a form of investment. This is also supported by rising house prices year by year. For example, according to a survey, Indonesia’s house prices grew about 1.5% compared to before the COVID-19 pandemic when people lost their job and had to sold their houses at high prices.