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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations, however, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which b
7.5
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations, since, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which ban
7.5
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations,however, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which ba
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which banks adop
6.5
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although, credit cards are the means to survive in undesired financial situations, its overuse and capricious handling could lead to a rising debts among the people. Despite, of strict rules and regulations which banks a
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Live today and pay tomorrow has become the mantra for most millennials. I strongly agree that plastic money and its over-selling to impressionable youth, without proper monitoring of credit history and repayment capacity
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The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their d

Credit cards has been a significant part in today's society. Previously, to be able to attain a credit card would be a milestone but these days, getting one would be a normality of life.
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Plastic money is very popular and in trend nowadays. In the modern world, almost everyone has their own cards from various banks. People are overusing this money and do not think twice before using it and not able to pay
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Before 60 years ago usage of plastic money was not as popular as it is nowadays. In the modern world, almost everyone has their own cards from various banks. People are overusing this money and do not think twice before
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The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their d

Negligent use of credit cards can cause debts. Thereby, I agree that banks should check the financial strength and the repaying capacity of a person before offering them electronic card facility. This essay will discuss
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

The revolution of financial intermediaries, especially banks have made it easier for people that need funding to borrow.
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

I agree that overindulgence of the plastic money has been one of the major reasons why people tend to accumulate liability. Banks should resolve to sanction credit cards only after ascertaining an individual’s financial
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THE REASON THAT MOST INDIVIDUALS ARE IN DEBITS IS DUE TO THE OVERUSE AS WELL AS IRRESPONSIBLE USE OF CREDIT CARDS. BANKS SHOULD NOT ISSUE CREDIT CARDS UNLESS THEY ARE COMPLETELY SURE OF AN INDIVIDUAL’S ABILITY TO PAY BAC

It is widely believe that credit cards has helped people in many cases but on the other hand putting them in debt and other terrible consequences. While this payment method may bring some benefits to both individuals and
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Nowadays, most of the credit card users are suffering due to having over utilization and making non reasonable transactions. There are many who believe that bank has to check the user’s credit score and history of transa
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

In my opinion, blaming careless use of credit cards as the sole basis of huge loans is completely preposterous. There are several factors like student debt and lack of financial education in schools that are a major cont
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

I agree to the fact that many credit card holders spend extravagantly without realizing the payback terms and conditions. I am going to express my views on how banks can verify one’s capability to repay in the following
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The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their d

In our modern society, people have less chance to pay by cash thanks to the ubiquity of credit cards and debit cards. However, despite the fact that some people have difficulties to paying their debts back to the banks,
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The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their d

Careless and irresponsible use of credit cards push many people into debt. Some people, therefore, argue that banks should ensure the customer’s ability to pay off their debts before issuing credit cards to them. I agree
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The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their d

In recent times, there has been a tremendous increase in the number of people who use credit cards and this has in turn resulted in an unwanted overuse of the same. Some argue that banks should not issue cards unless the
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