The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

#reason #people #debt #overuse #credit #cards #banks #background #check #individuals #ability #debts

Nowadays, most of the

credit

card

users are suffering due to having over utilization and making non reasonable transactions. There are many who believe that

bank

Suggestion

the bank

has to check the user’s

credit

score and history of

transaction whether

Accept comma addition

transaction, whether

one can

payback

Suggestion

pay back

the fund while providing a

credit

card

. In my opinion

bank

has to bring strict rules and terms to get the privilege of availing a

credit

card

This

essay will

first

discuss

to write

Suggestion

writing

that people are using more transaction with

credit

Suggestion

a credit card

card

because it has the cooling period of 50 days and

secondly

discuss, lagging in knowledge of using

credit

cards in online.

To begin

with, people are using

credit

cards more than

there

of them or themselves

their

dept

the extent downward or backward or inward

depth

debt

limit and forget to

credit

back to

bank

Suggestion

the bank

a bank

within the

last

date of

billing cycle

Suggestion

the billing cycle

a billing cycle

, sometimes people force to go for minimum billable amount by paying additional interest due to over utilization.

This

continues month

Suggestion

month and

finally

people are

fall

Suggestion

falling

fallen

in to

expresses motion to a point on, or within, something

into

defaulter list.

For example

, usage of excess

credit

fund and converting the repayment in to EMI options.

In addition

to above, lack of knowledge in using

credit

cards online will lead to fund loss. There are many phishing emails and fancy offers with

malwares

malicious software, developed for the purpose of harming computers; examples include computer viruses, worms, trojans, and spyware

malware

are roaming around the web. Users have to check and confirm to proceed

further

, should not blindly click and enter

in to

expresses motion to a point on, or within, something

into

the unrecognized.

For example

, e

mail

Suggestion

the bank

a bank

s with lottery offers and high cost products with very low rates especially on the festival periods In conclusion,

bank

has to double check all the norms with the transaction history of users and

then

supply the cards to users

Submitted by preethik153 on Thu Dec 19 2019

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

Summary
Restatement of thesis
Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

In conclusion
To conclude
To summarize
Finally
In a nutshell
In general

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10Linking words
meeting the goal of 7 or more
3Word repetition
meeting the goal of 3 or fewer
15Grammar mistakes
 

4 paragraphs

271 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

Include an introduction and conclusion

Some people think that the government should be responsible for crimes prevention, while others believe that it is responsibility of the individual to protect themselves. Discuss both the sides and give your opinion.

Some people think that zoos are all cruel and should be shut down. Others, however, believe that zoos can be useful in protecting wild animals.

In many parts of the world, women study science and technology, but donot work in these fields. What measures can be taken to encourage women to work in science and technology?

As the internet becomes more popular, newspapers are becoming a thing of the past. To what extent do you agree or disagree with this statement? Give reasons for your answer and include any relevant examples from your own knowledge and experience. Write at least 250 words.

With increasing populations and ever growing urban centers, many countries are losing their natural beauty spots. What benefits are there to protecting places of natural beauty? How can this be solved?