The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

Nowadays, most of the
credit
card
users are suffering due to having over utilization and making non reasonable transactions. There are many who believe that
bank
Suggestion
the bank
has to check the user’s
credit
score and history of
transaction whether
Accept comma addition
transaction, whether
one can
payback
Suggestion
pay back
the fund while providing a
credit
card
. In my opinion
bank
has to bring strict rules and terms to get the privilege of availing a
credit
card
.
This
essay will
first
discuss
to write
Suggestion
writing
that people are using more transaction with
credit
Suggestion
a credit card
card
because it has the cooling period of 50 days and
secondly
discuss, lagging in knowledge of using
credit
cards in online.
To begin
with, people are using
credit
cards more than
there
of them or themselves
their
dept
the extent downward or backward or inward
depth
debt
limit and forget to
credit
back to
bank
Suggestion
the bank
a bank
within the
last
date of
billing cycle
Suggestion
the billing cycle
a billing cycle
, sometimes people force to go for minimum billable amount by paying additional interest due to over utilization.
This
continues month
on
Suggestion
to
month and
finally
people are
fall
Suggestion
falling
fallen
in to
expresses motion to a point on, or within, something
into
defaulter list.
For example
, usage of excess
credit
fund and converting the repayment in to EMI options.
In addition
to above, lack of knowledge in using
credit
cards online will lead to fund loss. There are many phishing emails and fancy offers with
malwares
malicious software, developed for the purpose of harming computers; examples include computer viruses, worms, trojans, and spyware
malware
are roaming around the web. Users have to check and confirm to proceed
further
, should not blindly click and enter
in to
expresses motion to a point on, or within, something
into
the unrecognized.
For example
, e
mail
Suggestion
the bank
a bank
s with lottery offers and high cost products with very low rates especially on the festival periods In conclusion,
bank
has to double check all the norms with the transaction history of users and
then
supply the cards to users
Submitted by preethik153 on

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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