The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

#reason #people #debt #overuse #credit #cards #banks #background #check #individuals #ability #debts

✨ Do you want to improve your IELTS writing?

Nowadays, most of the

credit

Use synonyms

card

Use synonyms

users are suffering due to having over utilization and making non reasonable transactions. There are many who believe that

Use synonyms

bank

Suggestion

the bank

has to check the user’s

credit

Use synonyms

score and history of

transaction whether

Accept comma addition

transaction, whether

one can

payback

Suggestion

pay back

the fund while providing a

credit

Use synonyms

card

Use synonyms

. In my opinion

bank

Use synonyms

has to bring strict rules and terms to get the privilege of availing a

credit

Use synonyms

card

Use synonyms

This

Linking Words

essay will

first

Linking Words

discuss

to write

Suggestion

writing

that people are using more transaction with

Use synonyms

credit

Suggestion

a credit card

card

Use synonyms

because it has the cooling period of 50 days and

secondly

Linking Words

discuss, lagging in knowledge of using

credit

Use synonyms

cards in online.

To begin

Linking Words

with, people are using

credit

Use synonyms

cards more than

there

of them or themselves

their

dept

the extent downward or backward or inward

depth

debt

limit and forget to

credit

Use synonyms

back to

Use synonyms

bank

Suggestion

the bank

a bank

within the

last

Linking Words

date of

billing cycle

Suggestion

the billing cycle

a billing cycle

, sometimes people force to go for minimum billable amount by paying additional interest due to over utilization.

This

Linking Words

continues month

Suggestion

month and

finally

Linking Words

people are

fall

Suggestion

falling

fallen

in to

expresses motion to a point on, or within, something

into

defaulter list.

For example

Linking Words

, usage of excess

credit

Use synonyms

fund and converting the repayment in to EMI options.

In addition

Linking Words

to above, lack of knowledge in using

credit

Use synonyms

cards online will lead to fund loss. There are many phishing emails and fancy offers with

malwares

malicious software, developed for the purpose of harming computers; examples include computer viruses, worms, trojans, and spyware

malware

are roaming around the web. Users have to check and confirm to proceed

further

Linking Words

, should not blindly click and enter

in to

expresses motion to a point on, or within, something

into

the unrecognized.

For example

Linking Words

, e

mail

Suggestion

the bank

a bank

s with lottery offers and high cost products with very low rates especially on the festival periods In conclusion,

bank

Use synonyms

has to double check all the norms with the transaction history of users and

then

Linking Words

supply the cards to users

Submitted by preethik153 on Thu Dec 19 2019

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

Summary
Restatement of thesis
Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

In conclusion
To conclude
To summarize
Finally
In a nutshell
In general

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

10
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
15
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

271 words

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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

Include an introduction and conclusion

In many countries, plastic shopping bags are the main source of rubbish. They cause water and land pollution, and so they should be banned. To what extent do you agree with this statement?

Some people think that individuals today are more dependent on each other. Others believe people have become more independent. Discuss both views and give your opinion.

Many people in poor countries die from diseases that are curable because they cannot afford the medication required. Do you believe that drug companies should make their products available at reduced prices in these countries?

Nowadays, not enough students choose science subjects in university in many countries. What are the reasons for this problem? What are the effects on society?