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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

#reason #people #debt #overuse #credit #cards #banks #background #check #individuals #ability #debts
Plastic
money
 is very popular and in trend nowadays. In the modern world, almost everyone has their own cards from various banks. People are overusing
this
money
 and do not think twice before using it and not able to pay on time. Due to the reason, all
finance
 related companies should do the proper investigation of card owner's financial background in order to minimize the defaulters list. In my opinion,
finance
 companies should always check the person's history before providing them card. I will share the reasons in the following paragraphs. The primary reason to agree with
this
 is the statement is the irresponsible behaviour of young generation. People who have credit cards do not spend wisely and mostly do the impulsive buying. Due to the happy-go-lucky nature of the young generation, they do not think about paying back at the time of spending and eventually will fall into the trap of
finance
 companies.
For example
, I recently read a report in the Guardian, which published the report mentioned that more than 70% of people are less than 30 years of age in the non-payer’s list. Another persuasive reason is the financial status of the people. Credit cards should not be given to the people who cannot pay back
money
 in case of unforeseen circumstances. Banks should always choose people whose financial background is strong and can repay
money
 even in adverse situation
such
 as loss of job, loss in business. Individuals who are strong from
finance point
Suggestion
a finance point
 will settle the amount in any status.
Submitted by Jasbir kaur on

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Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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