The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

#reason #people #debt #overuse #credit #cards #banks #background #check #individuals #ability #debts

Although

Remove the comma

apply

show examples

credit

cards are the means to survive in undesired financial situations, its overuse and capricious handling could lead to

a rising debts

Correct the article-noun agreement

a rising debt

rising debts

show examples

among the people. Despite, of strict rules and regulations which banks adopt, there is

Add an article

show examples

eed to push it

further

and verify if the customer will be able to repay the withdrawals before approving his

credit

card.

Firstly

Add an article

the

show examples

esire for the luxurious life is a dream of every person and, to accomplish that there should be an extra disposable income.

Nevertheless

credit

cards can be extremely helpful in emergency conditions, many individuals,

however

, go extra miles in spending for desires.

For example

, one of my friends has an iPhone 11-pro bought less than a year before with the launch of iPhone-12, he ordered it through

credit

card even though his monthly income is less than the price of the gadget.

Secondly

, banks merely issue

credit

cards without anything as a mortgage or legal agreement. In

this

regard, the customer is no so worried about the repayments and,

thus

neglects to return the money on time causing himself to get in more and more debt.

For instance

, a bank provides a

credit

card to an employer against an employment letter or salary slip,

as a result

, there is no affirmation of time till the person is in that job. In conclusion, these financial institutions should properly check if the person has a potential to repay the amount else there could be the delay of payment,

thus

creating trouble for the money lender as well as immature clients.

Submitted by Musaib ul hassan on Mon Nov 02 2020

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

Summary
Restatement of thesis
Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

In conclusion
To conclude
To summarize
Finally
In a nutshell
In general

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Essentional vocabulary list for IELTS Writing 7+

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11Linking words
meeting the goal of 7 or more
1Word repetition
meeting the goal of 3 or fewer
4Grammar mistakes
 

4 paragraphs

258 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 6.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

Include an introduction and conclusion

Essentional vocabulary list for IELTS Writing 7+

Many people around the world use social media everyday to keep in touch with other people and get news events Do you think the advantages outweigh the disadvantages?

People today are not as fit as they were in the past. What are the causes of this? What can governments do to deal with this issue?

Most people pay taxes to contribute to the development of their country, however, some think they do not have to pay taxes. Discuss both views and give your opinion.

Many people believe that it is easier to have a healthy lifestyles in the countryside. other believe that there are health benefits of living in cities. discuss both view and give your opinion