The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

#reason #people #debt #overuse #credit #cards #banks #background #check #individuals #ability #debts

Before 60 years ago usage of plastic money was not as popular as it is nowadays. In the modern world, almost everyone has their own cards from various banks. People are overusing

this

money and do not think twice before using it and become defaulters. Due to the reason, all finance related companies should do the proper investigation of card owner's financial background in order to minimize the defaulters list. In my opinion, finance companies should always check the person's history before providing them card. I will share the reasons in the following paragraphs.

Submitted by Jasbir kaur on Sun May 31 2020

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

Summary
Restatement of thesis
Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

In conclusion
To conclude
To summarize
Finally
In a nutshell
In general

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Essentional vocabulary list for IELTS Writing 7+

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1Linking words
meeting the goal of 7 or more
0Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

1 paragraphs

94 words

<4

Overall Band Score

Coherence and Cohesion: 4.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 6.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

Include an introduction and conclusion

Essentional vocabulary list for IELTS Writing 7+

In many countries around the world, rural people are moving to cities, so the population in the countryside is decreasing. Do you think this is a positive or a negative development?

In many countries, the amount of crime is increasing. What do you think are the main causes of crime? How can we deal with those causes? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write at least 250 words.

You are planning to go and study English at a school overseas. You would like some information about their courses. Ask about the school Say what kind of accommodation you want Mention any special requests you have (for example diet)

Some people say that the only reason for learning a foreign language is in order to travel to or work in a foreign country. Others say that these are not the only reasons why someone should learn a foreign language. Discuss both these views and give your own opinion.

in some countries, owning a home rather than renting one is very important for people. why might this be the case? do you think this is a positive or negative situation?