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Writing Samples
Band 4.5

Some people get into debt by buying things they don't need and can't afford. -what are the reasons for this behaviour? -what action can be taken to prevent people from having this problem?

#people #debt #-what #behaviour #action
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Few people burn a hole in their pockets by purchasing items that are useless and
unaffordable
that you have the financial means for
affordable
. Obsession to buy things is majorly due to an easy access to
credit
Use synonyms
 cards and pre-approved bank loans. To curb the unwanted usage of these, service providers should implement regulatory actions and charge high penalties for the same.
Shopaholic
Suggestion
 symptoms of the buyer prevails because of the overspending through
credit
Use synonyms
 cards and easily sanctioned loans by banks. Hassle free processing and zero annual fee has led people to plunge for plastic money.
Morever
in addition
Moreover
, attractive interest rates and flexible repayment tenure
lures
Suggestion
lure
 people to borrow money in advance.
Hence
Linking Words
, these compulsive shoppers lose the track of their spendings and spend way above what they are paid off, in the end finding themselves in the pool of debts. To overcome the issues of
debts
Suggestion
debt
 service
providers
Suggestion
provider's
provider
providers'
 advice the bill payers to
do
engage in
make
 the payment by monthly instalments with higher interest rates, causing them to pay more.
For instance
Linking Words
, Myntra offers huge discounts during festival time, tempting people to add more into their carts and making easy payment through
credit
Use synonyms
 card just sitting at home and unable to do so, they end up paying through instalments. To look into the issue, service providers should genuinely define limits for the usage. They should
over view
a general summary of a subject
overview
 the monthly bills of the individuals and prohibit them from purchasing above certain extent. Loan creditors should increase the rate of interest and should
credit
Use synonyms
 the money only under useful conditions and not to satisfy the major lifestyle habits. Penalizing for late or under payments is
also
Linking Words
 a better way to allow people to rethink before they spend carelessly.
For example
Linking Words
, Tata capital doesn't allow
loan
Suggestion
loans
 to be sanctioned to a person having salary less than 30,000 INR.
Such
Linking Words
 steps can reduce the numbers of
spendthrift
Suggestion
a spendthrift
.
Thus
Linking Words
, taking appropriate actions against the extravagant spenders and curbing their source of spending will help
preventing
Suggestion
prevent
 them
to fall
Suggestion
falling
 in
swamp
Suggestion
a swamp
the swamp
 of debts, allowing them to stay in their budgets.
Submitted by mskrdixit on

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To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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