IELTS Writing Correction Service
Writing Samples
Band 6.5

The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

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It is debatable whether
cash
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 or
credit
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 is a better method of
payment
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. A
credit
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card
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 has just been introduced to the financial history for a short time;
therefore
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, many individuals still believe in and stick with the use of
paper
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money
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. Both sides are worthy of closer analysis, but I am inclined to consider the concept of
credit
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 a better
payment
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 form because it provides more convenience in purchasing products. On the one hand, it is undeniable that
cash
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 is a well-known method people pay for their services. It is because
paper
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money
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 was
first
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 invented to be a current medium of exchanges.
On the other hand
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, there are several inconveniences in the modern world while people spend their
money
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 using
cash
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. The major problem occurred when the customers cannot provide the exact amount of
money
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 and sellers are not able to give back the changes.
This
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 may cause inconvenience during
payment
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 and service.
Besides
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, with the spread of diseases,
such
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 as Covid-19,
paper
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money
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 can be a source of the virus and lead to the infection.
Consequently
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, the
credit
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card
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 has been invented and introduced to world citizens. In my perspective, a
credit
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card
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 can completely replace
paper
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cash
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.
Although
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 it might be a new concept within the history of finance and some still question about that,
credit
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card
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 has proven that it is a useful type of
payment
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. As our world is globalising, the better access to the internet and the server will help improve the use of
credit
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card
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.
Credit
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 serves as a remedy to the problems related to
paper
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 note as well. There will be no need to prepare the change and with only one scan without physical touch, it will not contribute to a major health issue.
Thus
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, I believe that
credit
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 overshadows
cash
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 in term of
payment
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 method. To conclude, there might be an argument about the use of
credit
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card
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instead
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 of
cash
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;
however
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, it is demonstrated than
credit
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card
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 help solve the problem occurring with
paper
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 bill
such
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 as changing and contagious diseases.
Hence
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,
credit
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 should be seen as a positive development in a medium of exchanges and is better than using banknotes for
payment
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.

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Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Topic Vocabulary:
  • convenience
  • security benefits
  • fraud and theft protection
  • credit score
  • financial products
  • rewards programs
  • cashback
  • budgeting
  • tracking expenses
  • overspend
  • debt accumulation
  • interest payments
  • universal acceptance
  • privacy
  • financial benefits
What to do next:
Look at other essays: