Some people get into debt buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people having this problem?
A rising tide of consumerism has swept much of the world in the past century, and as it is easy to get a loan or a credit card,
people
are finding themselves quickly sliding into debt
. There are many reasons for this
problem
,
and some potential solutions to it. The main reason for the current abundance of Remove the comma
apply
debt
is that people
are living in a very materialistic world, where they are constantly exposed to advertising and even gloating on social media. They feel that they need to buy things because other people
have them or because society demands it
. From iPhones to fancy cars, there is huge social pressure for Correct pronoun usage
them
people
to buy expensive goods. Even when they cannot afford it, banks advertise credit cards everywhere and companies offer payday loans with high interest rates. It is very easy for people
to borrow this
money, and they soon find that their debt
piles up. There is no easy solution to the debt
problem
, but some important steps need to be taken in order to reduce the severity of the situation. Firstly
, as always, education is important. High school students should be educated in school about financial matters and encouraged not to take out credit cards or loans unless necessary. Governments should also
set rules about interest rates and loan advertisements in order to make payments more reasonable. There should also
be limits on how easily they can give loans to people
,
so that Remove the comma
apply
people
cannot borrow more than they could ever pay back. In conclusion, debt
is a huge problem
in society partly because it is so easy to get into debt
. Schools and governments can take some steps to help solve this
problem
.Submitted by miarosmia8 on
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Use cohesive linking words accurately and appropriately
Linking words are very important in your essay.
To score effectively on your IELTS exam, you should make an effort to implement short concise sentences coupled with linking words.
Almost every sentence in your essay should have a linking word of some sort.
In fact, the only sentences that can omit linking words are your background sentence and thesis.
Linking word examples:
- firstly
- secondly
- thirdly
- in additional
- moreover
- also
- for example
- for instance
- therefore
- however
- although
- even though
- despite