The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

#reason #people #debt #overuse #credit #cards #banks #background #check #individuals #ability #debts

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The usage of

credit

Use synonyms

cards in a reckless manner and

also

Linking Words

exploiting it to a larger extent are the causes of the majority of the population facing a situation near bankruptcy.I believe in order to prevent these circumstances banks should perform screening before providing the facility of the card to know about the condition of the being in terms of economic settlements if they are capable enough to pay off the used money.

This

Linking Words

essay with elaborate on the stated viewpoint with appropriate reasons.

Firstly

Linking Words

, a desire for a luxurious life is a dream of every human being and, to accomplish that there should be an extra disposable income.

Nevertheless

Linking Words

credit

Use synonyms

cards can be extremely helpful in emergency conditions, many individuals,

however

Linking Words

, go the extra mile in spending for desires.

For example

Linking Words

, one of my friends has an iPhone 11-pro bought less than a year before and with the launch of the iPhone-12, he ordered it via

credit

Use synonyms

card even though his monthly income is less than the price of the gadget.

Secondly

Linking Words

, banks merely issue

credit

Use synonyms

cards without anything as a mortgage or legal agreement. In

this

Linking Words

regard, the customer is not so worried about the repayments and,

thus

Linking Words

neglects to return the money on time causing him to get into more and more debt.

For instance

Linking Words

, a bank provides a

credit

Use synonyms

card to an employer against an employment letter or salary slip,

as a result

Linking Words

, there is no affirmation of time till the person is in that job. In conclusion, these financial institutions should properly check if the person has the potential to repay the amount else there could be a delay in payment,

thus

Linking Words

creating trouble for the money lender as well as immature clients.

Submitted by sandysarai on Mon Apr 18 2022

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

Summary
Restatement of thesis
Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

In conclusion
To conclude
To summarize
Finally
In a nutshell
In general

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

10
Linking words
meeting the goal of 7 or more
1
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

288 words

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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

Include an introduction and conclusion

An increasing number of children are overweight which could result many problems when they grow older both in terms of their health and healtg care costs. Why do you think so many children are overweight? What could be done to solve this problem?

In many countries nowadays, consumers can go to a supermarket and buy food produced all over the world. Do you think this is a positive or negative development?

Some people think schools should teach students to form good behavior in addition to providing normal education. Do you agree or disagree?

Some people say it is manufactures' and supermarkets’ responsibility to reduce the amount of packing of products they sell and others say it is the consumers’ responsibility to avoid buying products with too much packaging. Discuss both views and give your opinion.

In the future all cars, buses and trucks will be driverless. The only people travelling inside these vehicles will be passengers. Do you think the advantages of driverless vehicles outweigh the disadvantages?n?