IELTS Writing Correction Service
Writing Samples
Band 6

Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

#credit #card #people #debts #cards
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The debate surrounding the use of
credit
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cards
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 has polarized communities. In fact, globalization has offered easy access to those who want to own one of them.
However
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, many people have become slaves
of
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to
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 their easy use. In light of the above, I object to forbidding the use and the accessibility of
credit
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cards
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 for the several upsides they have.
To begin
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 with, things that were just unthinkable decades ago, are now possible.
In particular
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, not only do
credit
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cards
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 allow customers to do online shopping but
also
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 they allow
to
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them to
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 purchase goods and services from other parts of the globe. Nowadays, European people can stream American tv shows and eat exotic foods that they have bought online thanks to
credit
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cards
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.
In addition
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,
credit
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cards
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 tackle the eerie phenomenon of tax evaders. Specifically, each transaction is carefully checked by authorities.
Therefore
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, what they do is
to
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apply
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act as a deterrent and stop evaders to offend.
Conversely
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, the disadvantages are related to those who are victims of consumerism and
criminals
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criminal
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 frauds.
Firstly
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, the ease whereby these
cards
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 allow to buy products at the click of a button could be potentially dangerous for those who are victims of
fast-fashion
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fast fashion
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.
This
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 is why a great number of
poeple
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people
 have astronomically high bills to pay at the end of the month.
Secondly
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, the contactless system has ridiculously increased the rate of scams. Namely, criminals need just to stay close to their victims.
Nonetheless
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, these disadvantages could be stopped with a plateau and proper regulations. To conclude, I strongly believe that the benefits of
credit
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cards
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 trump the downsides. They
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are concern
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concern
Wrong verb form
concerned
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the
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about the
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 opportunity to reduce the number of tax evaders and to have access to several services and products.
Hence
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, the few drawbacks are insufficient to stop an innovation that humans had been waiting
for
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for for
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 centuries.
Submitted by bianchimarco.998 on

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Topic Vocabulary:
  • convenience
  • flexibility
  • financial security
  • unexpected expenses
  • rewards and incentives
  • cashback
  • airline miles
  • impulse buying
  • accumulating debt
  • high interest rates
  • minimum payments
  • credit score
  • borrowing capacity
  • reliance
  • saving habits
  • financial vulnerability
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