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Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

#credit #card #people #debts #cards
The debate surrounding the use of
credit
cards
 has polarized communities. In fact, globalization has offered easy access to those who want to own one of them.
However
, many people have become slaves
of
Change preposition
to
show examples
 their easy use. In light of the above, I object to forbidding the use and the accessibility of
credit
cards
 for the several upsides they have.
To begin
 with, things that were just unthinkable decades ago, are now possible.
In particular
, not only do
credit
cards
 allow customers to do online shopping but
also
 they allow
to
Correct pronoun usage
them to
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 purchase goods and services from other parts of the globe. Nowadays, European people can stream American tv shows and eat exotic foods that they have bought online thanks to
credit
cards
.
In addition
,
credit
cards
 tackle the eerie phenomenon of tax evaders. Specifically, each transaction is carefully checked by authorities.
Therefore
, what they do is
to
Fix the infinitive
apply
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act as a deterrent and stop evaders to offend.
Conversely
, the disadvantages are related to those who are victims of consumerism and
criminals
Change the noun form
criminal
show examples
 frauds.
Firstly
, the ease whereby these
cards
 allow to buy products at the click of a button could be potentially dangerous for those who are victims of
fast-fashion
Correct your spelling
fast fashion
show examples
.
This
 is why a great number of
poeple
Correct your spelling
people
 have astronomically high bills to pay at the end of the month.
Secondly
, the contactless system has ridiculously increased the rate of scams. Namely, criminals need just to stay close to their victims.
Nonetheless
, these disadvantages could be stopped with a plateau and proper regulations. To conclude, I strongly believe that the benefits of
credit
cards
 trump the downsides. They
Add a missing verb
are concern
show examples
concern
Wrong verb form
concerned
show examples
the
Change preposition
about the
show examples
 opportunity to reduce the number of tax evaders and to have access to several services and products.
Hence
, the few drawbacks are insufficient to stop an innovation that humans had been waiting
for
Change preposition
for for
show examples
 centuries.
Submitted by bianchimarco.998 on

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Topic Vocabulary:
  • convenience
  • flexibility
  • financial security
  • unexpected expenses
  • rewards and incentives
  • cashback
  • airline miles
  • impulse buying
  • accumulating debt
  • high interest rates
  • minimum payments
  • credit score
  • borrowing capacity
  • reliance
  • saving habits
  • financial vulnerability
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