Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

The debate surrounding the use of

credit

cards

has polarized communities. In fact, globalization has offered easy access to those who want to own one of them.

However

, many people have become slaves

of

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to

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their easy use. In light of the above, I object to forbidding the use and the accessibility of

credit

cards

for the several upsides they have.

To begin

with, things that were just unthinkable decades ago, are now possible.

In particular

, not only do

credit

cards

allow customers to do online shopping but

also

they allow

to

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them to

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purchase goods and services from other parts of the globe. Nowadays, European people can stream American tv shows and eat exotic foods that they have bought online thanks to

credit

cards

.

In addition

,

credit

cards

tackle the eerie phenomenon of tax evaders. Specifically, each transaction is carefully checked by authorities.

Therefore

, what they do is

to

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apply

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act as a deterrent and stop evaders to offend.

Conversely

, the disadvantages are related to those who are victims of consumerism and

criminals

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criminal

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frauds.

Firstly

, the ease whereby these

cards

allow to buy products at the click of a button could be potentially dangerous for those who are victims of

fast-fashion

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fast fashion

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.

This

is why a great number of

poeple

Correct your spelling

people

have astronomically high bills to pay at the end of the month.

Secondly

, the contactless system has ridiculously increased the rate of scams. Namely, criminals need just to stay close to their victims.

Nonetheless

, these disadvantages could be stopped with a plateau and proper regulations. To conclude, I strongly believe that the benefits of

credit

cards

trump the downsides. They

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are concern

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concern

Wrong verb form

concerned

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the

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about the

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opportunity to reduce the number of tax evaders and to have access to several services and products.

Hence

, the few drawbacks are insufficient to stop an innovation that humans had been waiting

for

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for for

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centuries.