The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

✨ Do you want to improve your IELTS writing?

In the modern era of financing, everyone wants to achieve their dreams without thinking about their financial history and opt for

credit

Use synonyms

cards

Use synonyms

from

banks

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. The masses recklessly use

credit

Use synonyms

cards

Use synonyms

and lay down in debt due to the overuse of

cards

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However

Linking Words

banks

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must check the history of payment records and debt scores and

then

Linking Words

endow the

credit

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cards

Use synonyms

to individuals.

This

Linking Words

essay with elaborate on the stated viewpoint with appropriate reasons.

First

Linking Words

and Foremost, today, numerous people register for platinum

cards

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without having solid income background. Using the

cards

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extravagantly for buying to achieve their desired life, they threaten to pay the mortgage within time duration and surge the pledge day by day. The reason behind

this

Linking Words

is the individual hustle to bustle in life, forgetting the pay limit.

For instance

Linking Words

, When customers purchase new vehicles/things by

credit

Use synonyms

card. They do not do an instalment of items within the time duration and ignore the repayment.

Secondly

Linking Words

bank

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employees should determine the customer's

bank

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history and occupation.

Banks

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approve

credit

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cards

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for people without having legal agreements or strict rules.

For example

Linking Words

, In INDIA, Some

banks

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do not look at

credit

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information bureau of customer accounts like CIBIL, and Equifax, which the Reserve

Bank

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of India recognizes. They merely issue

credit

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cards

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without having the information, just for the high progress of

bank

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status.

Furthermore

Linking Words

Banks

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should follow the rules and instructions from the central

bank

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Thus

Linking Words

, implementing stringent rules for handling

credit

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cards

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is necessary to mitigate bankruptcy. In a nutshell, numerous people risk debt by hackneyed and impetuous utilization of platinum

cards

Use synonyms

. By screening customers' financial data,

bank

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employees should be obligated to proceed with a

credit

Use synonyms

card.

rupeshgoswamiTue Nov 29 2022

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Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

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9
Linking words
meeting the goal of 7 or more
4
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 9.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 5.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

281 words

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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

Your opinion

You and your colleague want to use a company room. Write a letter to your manager and ask for permission. In your letter, you should: explain why you need the room describe which room you need and why tell what changes you’ll need in the room

Some people believe that humans are damaging seriously the environment. what are the causes? what should people do to solve this peoblem?

In the future all cars, buses and trucks will be driverless. The only people travelling inside these vehicles will be passengers. Do you think the advantages of driverless vehicles outweigh the disadvantages?

Countries are becoming more and more similar because people are able to buy the same products anywhere in the world. Do you think this is a positive or negative development?”