some people get into debt by buying things they don't. need and can't afford. what are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

The
behaviors
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behaviours
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of
individuals
in
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apply
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accumulating debt for buying things they do not need is
a
Correct the article-noun agreement
apply
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concerning financial
problems
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problem
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that arise from poor financial management.
This
phenomenon is often observed in urban areas. In urban areas, the intense marketing strategy and the desire to prove their social class drive
individuals
to make
an
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apply
show examples
impulsive
purchase
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purchases
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. The limited financial ability to
fulfill
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fulfil
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all material possessions leads
individuals
to take
loans
for buying
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to buy
show examples
things they cannot afford. If
this
behavior
persists, without realizing it, the amount of debt will significantly increase.
For example
, in Jakarta, more than 50% of young people in the productive age are trapped in online
loans
with a higher interest rate. The pressure from society for young
individuals
to own the newest gadget,
hangout
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hang out
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in fancy restaurants, or own branded items as a status symbol will force them to take online
loans
with easier access and requirements.
However
, the high interest rates which range
about
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from about
show examples
5% per day will give a huge burden to
the
Correct article usage
apply
show examples
young
individuals
with lower financial stability.
Therefore
,
this
phenomenon will create a vicious circle. Usually, young
individuals
tend to take other
loans
to pay their current
loans
.
This
behavior
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behaviour
show examples
can
result
Add the preposition
result in
result from
show examples
the
Correct article usage
a
show examples
significant number of debts which may lead to stress, distraction to daily life, and limited financial freedom. Given the significant negative impact of impulsive purchase
behavior
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behaviour
show examples
,
this
highlights the importance of distinguishing between wants and needs, having a mindful spending
behavior
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behaviour
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, and prioritizing
long term
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long-term
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financial stability as a way to achieve
a
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apply
show examples
better financial management.
Submitted by misstiasclassroom on

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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