Some people get into debt by buying things they do not need and are unable to afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

Many individuals fall into debt

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of purchasing items that are neither essential nor affordable.

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behaviour is influenced by relentless advertising. to address

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issue,

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believe it is the responsibility of governments to regulate advertising.

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reason for

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spending habit is the illusion advertising, many adverts subtly persuade consumers by associating products with glamour, success, or happiness, leading people to believe that buying certain items will enhance their social image.

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spending habit is the illusion advertising creates. Many adverts subtly persuade consumers by associating products with glamour, success, or happiness, leading people to believe that buying certain items will enhance their social image.

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effect is especially powerful among young people, who may be unable to differentiate between genuine needs and marketing manipulation.

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, advertising often fosters materialism, encouraging the idea that owning more leads to a better life. These tactics shift focus away from a balanced and meaningful lifestyle, resulting in unnecessary consumption and, eventually, debt.