The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

According to me; '

credit

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' performs better than '

cash

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' when we talk about payment methods, in today's era. The

21st century

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21st-century

show examples

world is a digital world.

Although

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cash

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is still a crucial element in consideration-making, yet, '

credit

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cards

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' are becoming all the more popular. It is not just convenient to carry a plastic card around, but concurrently, it is

also

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a much safer bet in comparison to carrying around a bundle of

cash

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. Belonging to the family of 'plastic money',

credit

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cards

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allow

one

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to go ahead and make a purchase, even without having the requisite amount handy with them. In several circumstances,

this

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turns out to be a deal-maker.

For instance

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;

one

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may not go out with the intention of buying something at all, but still may come across an article which he/she cannot forgo. In

such

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a situation, the lack of currency notes in the wallet to pay for the same would be the

last

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thing that

one

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would want. And

this

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is where '

credit

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cards

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' come to the rescue. With a good

credit

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history,

one

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may easily use their '

credit

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cards

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' to make purchases, without a hassle. If people clear their '

credit

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card' bills regularly without defaulting, they get to enhance their '

credit

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score', which enables them to

borrom

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borrow

even more, in the future. And on top of

this

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, they even get rewarded for making purchases through their '

credit

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cards

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', in the form of

cash

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-backs and other incentives.

However

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,

one

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still has to be cautious with the use of

credit

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as it is often seen that people

mis-use

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misuse

this

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'power of

credit

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' and end up with a bill, out of their bounds. At times, some people are

also

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found guilty of not clearing up their

credit

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card bills, which attracts penalties. Overall, '

credit

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cards

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' trump '

cash

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'

anyday

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any day

anyway

, if used judiciously.