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Writing Samples
Band 5.5

The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?

#reason #people #debt #overuse #credit #cards #banks #background #check #individuals #ability #debts
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During the past decade or
two
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,two
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 there has
has
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apply
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been a rapid increase in the usage of
credit
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cards
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.
However
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, unfortunately, not all the card owners are clearing the
debt
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. I completely agree
to
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with
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 the statement that
banks
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 need to do stringent checks before issuing the
credit
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cards
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.
This
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 essay asserts the opinion stated using two reasons
first
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, customer spending money lavishly, and
second
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,
banks
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 not doing relevant background checks before issuing the
cards
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.
To begin
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 with,
card holders
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cardholders
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 spending money
extravagently
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extravagantly
 could always be a threat to pay post-paid card bills.
For example
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, if an employee buys a very costly car than a normal car, in a desire to lead life comfortably that could be a possible reason to not pay
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debt
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the debt
a debt
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 in time. Here it is understood that employee in rush to lead life
conviently
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conveniently
, is trying to spend recklessly by buying a car whose price is exorbitant. If people think pragmatically, these things can be avoided and there will be
less
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fewer
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debts
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. Moving on to the
second
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 reason where user
debts
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 can be
redued
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reduced
 is, by doing strict and relevant checks of
user profiles
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user-profiles
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 for whom the
cards
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 are being issued.
For instance
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,
usually
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,usually
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banks
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 offer
credit
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cards
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 based on the employee's
pay slip
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payslip
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 or salary, but the risk here is if the person
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loses
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looses
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loses
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 his job the
debt
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 remains in
backlog
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the backlog
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. If
banks
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 form more stringent rules like agreeing to some legal conditions in case
debt
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 is not
payed
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paid
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, people will become more serious and tend to pay bills. To conclude, the excessive usage of
credit
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cards
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 leads to
debts
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 in
banks
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.
Therefore
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 it is obvious that
,
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apply
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 there is a need to clear these
debts
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. Upon thorough analysis on
this
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subject
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,subject
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 it can be said that
,
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apply
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this
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 scenario can be avoided by customers spending frugally and
banks
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 inspecting
user profiles
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user-profiles
show examples
 and establishing rigid rules.
Submitted by avskkrish80 on

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To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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