Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

In the recent era, applying and acquiring credit
cards
are dead light processes.
Nevertheless
, few individuals are facing
the
Correct article usage
apply
show examples
problems, when they cannot up to for paid their dues on
time
.
This
essay will discuss both positives and negatives of credit
cards
. To commence with the benefits, the population who are having credit
cards
,
Remove the comma
apply
show examples
can
use
that
card
during critical times.
For instance
, if any person is in tough condition, we will
use
this
bank
card
for payments, though they are not having personal cash.
In addition
to
this
, we can
use
this
rectangular
card
for online transactions which is very handy for payments.
For example
, if we want to pay current bills offline, we have to wait for a long
time
in the queue.
However
, we can
use
this
card
on the internet and we can save
time
. Despite the benefits, there are ample drawbacks
of
Change preposition
to
show examples
postpaid
cards
.
Firstly
, people feel tough, when the
time
, they pay back to the
bank
. so, the
bank
officials should know about a person background before issued the
card
.
secondly
, the young generation uses
this
money
card
for evitable things. To illustrate
this
, a friend of mine, who is young, uses his father
card
for unnecessary purposes.
However
, parents should keep an eye on their son or daughter. In order to avoid these problems which are occurred by the
cards
, both the society and the officials should be responsible. To conclude
this
, if u are not able to pay the
bank
, you would get enormous problems. After discussing a lot of aspects of
this
topic,
disadvantages
Correct article usage
the disadvantages
show examples
outweigh the advantages.
However
, both the populace and the banks should think before taking and giving the
cards
.
Submitted by bhargavikanthu on

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Essentional vocabulary list for IELTS Writing 7+

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Topic Vocabulary:
  • convenience
  • flexibility
  • financial security
  • unexpected expenses
  • rewards and incentives
  • cashback
  • airline miles
  • impulse buying
  • accumulating debt
  • high interest rates
  • minimum payments
  • credit score
  • borrowing capacity
  • reliance
  • saving habits
  • financial vulnerability
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