The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts.What is your opinion?

The ability to separate right from wrong is highly appropriate for small age
people
. It is necessary to teach them. The process of learning can be different. Someone includes punishment and someone is not. In my opinion, punishments are not a bad decision, but sometimes we don't need to use them. Humans and some other nature are great in learning with supervisors that will clearly highlight the distinction between different sides. Animals practice pain and anger to teach their child. That helped them to save their population and evolute.
People
are obviously smarter, but often producing emotions is more effective than hours of talking. That does not mean that we can
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unacceptable
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for learning. I think small lessons like the dangers of some products can use unpleasant ways.
For example
, parents can give squizzed lemon juice to avoid drinking dangerous liquids. On the other side, the brain is our advantage and we can transfer our experience by using speech. Mostly we speak or read to get new information and children are not so different from older
people
. They can easily repeat your habits if they know why you doing them.
This
way would be much more pleasant for
people
and does not affect their mental health. In conclusion, punishment is an effective way to learn something, but it is not necessary to use it in every situation. We can think and it is the most important thing. Parents should explain differences to children using their brains, not bodies.
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    • Sentence 3 - Thesis
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    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
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    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

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