IELTS Writing Correction Service
Writing Samples
Band 4

Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

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Many
people
Use synonyms
 in
current
Correct article usage
the current
show examples
 period easy to apply and give by
credit
Use synonyms
card
Use synonyms
. Meanwhile, other
people
Use synonyms
can
Verb problem
are
show examples
 not able to pay their debts back from their experience. The writer will explain about
benefits
Use synonyms
 and
drawbacks
Use synonyms
 of
credit
Use synonyms
 cards. The
benefits
Use synonyms
for
Change preposition
of using
show examples
use
Use synonyms
credit
Use synonyms
Use synonyms
card
Fix the agreement mistake
cards
show examples
 are they can easily
to
Fix the infinitive
apply
show examples
pay
something
Change preposition
for something
show examples
 and can buy something when they do not have
cash
Use synonyms
.
People
Use synonyms
 can easily
to
Fix the infinitive
apply
show examples
pay
something
Change preposition
for something
show examples
 because they can bring
credit
Use synonyms
Use synonyms
card
Fix the agreement mistake
cards
show examples
 everywhere.
In addition
Linking Words
,
people
Use synonyms
 can buy something when they do not have
cash
Use synonyms
 because they can
use
Use synonyms
credit
Use synonyms
Use synonyms
card
Fix the agreement mistake
cards
show examples
for
Change preposition
to
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 pay and they must pay
Use synonyms
bill
Fix the agreement mistake
bills
show examples
payment
Use synonyms
 from
credit
Use synonyms
Use synonyms
card
Fix the agreement mistake
cards
show examples
.
For example
Linking Words
,
people
Use synonyms
 can buy
they
Correct pronoun usage
what they
show examples
 want when they bring
a
Remove the article
apply
show examples
cash
Use synonyms
, they can
use
Use synonyms
Use synonyms
credit
Add an article
a credit
the credit
show examples
card
Use synonyms
 for
payment
Use synonyms
. The
drawbacks
Use synonyms
for
Change preposition
of using
show examples
use
Use synonyms
credit
Use synonyms
Use synonyms
card
Fix the agreement mistake
cards
show examples
 are
they
Correct your spelling
the
show examples
bill
Use synonyms
payment
Use synonyms
 can
too
Add a missing verb
be too
show examples
 much and
they
Correct pronoun usage
their
show examples
income
Use synonyms
 will
reduce
Wrong verb form
be reduced
show examples
 to pay
bill
Use synonyms
Use synonyms
payment
Fix the agreement mistake
payments
show examples
 from
credit
Use synonyms
Use synonyms
card
Fix the agreement mistake
cards
show examples
.
People
Use synonyms
 can get too
much
Correct quantifier usage
many
show examples
bill
Use synonyms
Use synonyms
payment
Fix the agreement mistake
payments
show examples
 when they often
to
Fix the infinitive
apply
show examples
use
Use synonyms
credit
Use synonyms
Use synonyms
card
Fix the agreement mistake
cards
show examples
for
Change preposition
to
show examples
 pay anything.
Additionally
Linking Words
,
people
Use synonyms
 must
use
Use synonyms
 their
income
Use synonyms
 to pay
bill
Use synonyms
Use synonyms
payment
Fix the agreement mistake
payments
show examples
 from
credit
Use synonyms
Use synonyms
card
Fix the agreement mistake
cards
show examples
and
Correct word choice
apply
show examples
it
Correct pronoun usage
which
show examples
 can reduce their
income
Use synonyms
.
For example
Linking Words
,
people
Use synonyms
 who usually
use
Use synonyms
credit
Use synonyms
Use synonyms
card
Fix the agreement mistake
cards
show examples
 to buy
equipment
Correct article usage
the equipment
show examples
 they need can get
impact
Correct article usage
an impact
show examples
for
Change preposition
on
show examples
 their
bill
Use synonyms
Use synonyms
payment
Fix the agreement mistake
payments
show examples
.
To conclude
Linking Words
, the writer believes that
are
Correct pronoun usage
there are
show examples
benefits
Use synonyms
 and
drawbacks
Use synonyms
from
Change preposition
to using
show examples
use
Use synonyms
credit
Use synonyms
Use synonyms
card
Fix the agreement mistake
cards
show examples
. The
benefits
Use synonyms
 are they can easily
to
Fix the infinitive
apply
show examples
pay something and can buy something when they do not have
cash
Use synonyms
.
However
Linking Words
, there are
drawbacks
Use synonyms
 for
people
Use synonyms
Use synonyms
use
Correct pronoun usage
who use
show examples
credit
Use synonyms
Use synonyms
card
Fix the agreement mistake
cards
show examples
are
Verb problem
such as
show examples
they
Correct pronoun usage
their
show examples
bill
Use synonyms
payment
Use synonyms
can
Verb problem
being
show examples
 too much and
they
Correct pronoun usage
their
show examples
income
Use synonyms
 will reduce to pay
bill
Use synonyms
Use synonyms
payment
Fix the agreement mistake
payments
show examples
 from
Use synonyms
credit
Add an article
a credit
the credit
show examples
card
Use synonyms
.

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Introduction
Consider rephrasing your introduction to more directly address the question and present your thesis statement clearly.
Structure
To increase clarity, structure your essay into clear paragraphs, each addressing a specific point or argument. Begin with a topic sentence that states the main idea of the paragraph.
Coherence
For coherence, make sure your ideas are logically connected. Use cohesive devices (e.g., however, for example) to link your arguments and examples.
Language
Work on varying your sentence structure to make your writing more engaging and avoid repetition.
Examples
Make sure to provide specific examples to support your arguments. The examples you use should be detailed enough to convincingly illustrate your point.
Task Response
You have successfully identified both advantages and disadvantages of using a credit card, which satisfies the basic requirements of the task.
Cohesion
You've shown an attempt to structure your essay, indicating an effort towards organizing your thoughts.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Topic Vocabulary:
  • convenience
  • flexibility
  • financial security
  • unexpected expenses
  • rewards and incentives
  • cashback
  • airline miles
  • impulse buying
  • accumulating debt
  • high interest rates
  • minimum payments
  • credit score
  • borrowing capacity
  • reliance
  • saving habits
  • financial vulnerability
What to do next:
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