Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

Many
people
in
current
Correct article usage
the current
show examples
period easy to apply and give by
credit
card
. Meanwhile, other
people
can
Verb problem
are
show examples
not able to pay their debts back from their experience. The writer will explain about
benefits
and
drawbacks
of
credit
cards. The
benefits
for
Change preposition
of using
show examples
use
credit
card
Fix the agreement mistake
cards
show examples
are they can easily
to
Fix the infinitive
apply
show examples
pay
something
Change preposition
for something
show examples
and can buy something when they do not have
cash
.
People
can easily
to
Fix the infinitive
apply
show examples
pay
something
Change preposition
for something
show examples
because they can bring
credit
card
Fix the agreement mistake
cards
show examples
everywhere.
In addition
,
people
can buy something when they do not have
cash
because they can
use
credit
card
Fix the agreement mistake
cards
show examples
for
Change preposition
to
show examples
pay and they must pay
bill
Fix the agreement mistake
bills
show examples
payment
from
credit
card
Fix the agreement mistake
cards
show examples
.
For example
,
people
can buy
they
Correct pronoun usage
what they
show examples
want when they bring
a
Remove the article
apply
show examples
cash
, they can
use
credit
Add an article
a credit
the credit
show examples
card
for
payment
. The
drawbacks
for
Change preposition
of using
show examples
use
credit
card
Fix the agreement mistake
cards
show examples
are
they
Correct your spelling
the
show examples
bill
payment
can
too
Add a missing verb
be too
show examples
much and
they
Correct pronoun usage
their
show examples
income
will
reduce
Wrong verb form
be reduced
show examples
to pay
bill
payment
Fix the agreement mistake
payments
show examples
from
credit
card
Fix the agreement mistake
cards
show examples
.
People
can get too
much
Correct quantifier usage
many
show examples
bill
payment
Fix the agreement mistake
payments
show examples
when they often
to
Fix the infinitive
apply
show examples
use
credit
card
Fix the agreement mistake
cards
show examples
for
Change preposition
to
show examples
pay anything.
Additionally
,
people
must
use
their
income
to pay
bill
payment
Fix the agreement mistake
payments
show examples
from
credit
card
Fix the agreement mistake
cards
show examples
and
Correct word choice
apply
show examples
it
Correct pronoun usage
which
show examples
can reduce their
income
.
For example
,
people
who usually
use
credit
card
Fix the agreement mistake
cards
show examples
to buy
equipment
Correct article usage
the equipment
show examples
they need can get
impact
Correct article usage
an impact
show examples
for
Change preposition
on
show examples
their
bill
payment
Fix the agreement mistake
payments
show examples
.
To conclude
, the writer believes that
are
Correct pronoun usage
there are
show examples
benefits
and
drawbacks
from
Change preposition
to using
show examples
use
credit
card
Fix the agreement mistake
cards
show examples
. The
benefits
are they can easily
to
Fix the infinitive
apply
show examples
pay something and can buy something when they do not have
cash
.
However
, there are
drawbacks
for
people
use
Correct pronoun usage
who use
show examples
credit
card
Fix the agreement mistake
cards
show examples
are
Verb problem
such as
show examples
they
Correct pronoun usage
their
show examples
bill
payment
can
Verb problem
being
show examples
too much and
they
Correct pronoun usage
their
show examples
income
will reduce to pay
bill
payment
Fix the agreement mistake
payments
show examples
from
credit
Add an article
a credit
the credit
show examples
card
.
Submitted by misstiasclassroom on

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Introduction
Consider rephrasing your introduction to more directly address the question and present your thesis statement clearly.
Structure
To increase clarity, structure your essay into clear paragraphs, each addressing a specific point or argument. Begin with a topic sentence that states the main idea of the paragraph.
Coherence
For coherence, make sure your ideas are logically connected. Use cohesive devices (e.g., however, for example) to link your arguments and examples.
Language
Work on varying your sentence structure to make your writing more engaging and avoid repetition.
Examples
Make sure to provide specific examples to support your arguments. The examples you use should be detailed enough to convincingly illustrate your point.
Task Response
You have successfully identified both advantages and disadvantages of using a credit card, which satisfies the basic requirements of the task.
Cohesion
You've shown an attempt to structure your essay, indicating an effort towards organizing your thoughts.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

You are not ready for IELTS Speaking, if you

  • Can’t speak smoothly without pauses.
  • Use simple words and lack vocabulary.
  • Feel nervous and anxious when speaking.
Topic Vocabulary:
  • convenience
  • flexibility
  • financial security
  • unexpected expenses
  • rewards and incentives
  • cashback
  • airline miles
  • impulse buying
  • accumulating debt
  • high interest rates
  • minimum payments
  • credit score
  • borrowing capacity
  • reliance
  • saving habits
  • financial vulnerability
What to do next:
Look at other essays:

Essentional vocabulary list for IELTS Writing 7+

Learn how to write high-scoring essays with powerful words.
Download Free PDF and start improving you writing skills today!