The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

The paradigm shift in the lifestyle has made numerous changes in society, payment methods
is
Suggestion
are
on
such
change among them. Over the period of time the discussion over
cash
opposing
plastic
money
is being
done
produced by a manufacturing process
made
. As Credit is as yet a genuinely new idea inside the historical backdrop of
fund
Suggestion
funds
the fund
, so
significant number
Suggestion
a significant number
of individuals would prefer to
use
hard
cash
. The question that arises is that among both which is mode of payment is superior? My conviction tends me to favour
paper
money
and the reasons to my perspective will be elucidated in the forthcoming paragraphs, along with relevant illustrations. Being limited about how much
money
to spend is the most significant benefit associated with using
paper
money
. While using
paper
money
it is easy for the person to keep the track of how much
money
is being spent as well as how much the person can afford to spend.
Consequently
, it helps the person to spend less and save more, which obliviously is not the case with the
use
of
plastic
money
. To cite an example, from my personal experience during my
first
year of my university I
use
to carry credit card or debit card along with to manage my daily expenses and during that year it become tedious for me to save up some
money
and to pay my bills due to which I borrowed some
money
from my friend and discussed my problem with her, at that time she suggested me to avoid the
use
of
plastic
money
as
money
as I can and I did the same, which turned to be really beneficial for me.
Therefore
, I believe that
use
Suggestion
the use
of
paper
money
can be more advantageous than
plastic
money
.
Additionally
,
plastic
money
is still not able to gain
grounds whereas
Suggestion
ground, whereas
ground whereas
,
cash
is widely acceptable and used by everyone and everywhere. There are many small-scale retailers still do not accept
plastic
money
from customers.
However
, there is no denial from big to small scale retailer while accepting
cash
.
Moreover
,
paper
money
is more convenient for the individuals who do not have much knowledge about
plastic
money
, especially the older generation as well as children as often it is observed that they have very limited awareness and information about the latest technology. To give a clear example from my personal experience, one day randomly I asked my grandfather that why he do not
use
debit or credit card like my father, he replied that it is very difficult for him to make
use
of it and he find using
plastic
money
more convenient as he is using
this
mode of payment from a long period of time.
Thus
, I believe that thing that can
benefits
Suggestion
benefit
a greater number of people is always more favourable as compared to others. To conclude, owing to the advantages
such
as help in saving
money
and wide acceptance, I vehemently believe that
use
Suggestion
the use
of
paper
money
is superior.
Submitted by simrankaur0813 on

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Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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You are not ready for IELTS Speaking, if you

  • Can’t speak smoothly without pauses.
  • Use simple words and lack vocabulary.
  • Feel nervous and anxious when speaking.
Topic Vocabulary:
  • convenience
  • security benefits
  • fraud and theft protection
  • credit score
  • financial products
  • rewards programs
  • cashback
  • budgeting
  • tracking expenses
  • overspend
  • debt accumulation
  • interest payments
  • universal acceptance
  • privacy
  • financial benefits
What to do next:
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Essentional vocabulary list for IELTS Writing 7+

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