To begin with, the ownership of homes is a rising trend in many countries. This I think is due to the huge cost attached to just renting one on the long run, with its attendant strain on the family pocket. For example, in Lagos, Nigeria, the prices of rooms has skyrocketed in recent times, with this gulping up to half of the income of the family on a monthly basis, especially for the low and middle-income earners. This has in-turn exerted much pressure on the family budget, with just a little amount of money left to pay for feeding, education and other essential expenditures. As a result, the standard of living is seeing a significant drop. People therefore count is extremely important to own their own houses so as to be free from this uncomfortable burden.