IELTS Writing Samples by topic

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The invention of credit card and internet banking have created many benefits for customers with fast transactions at anytime in recent years. However, some people think that banks need to ensure the ability to pay back
During the past decade or two, there has been a rapid increase in the usage of credit cards. However, unfortunately, not all the card owners are clearing the debt. This essay completely agrees with the statement that ban

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During the past decade or two there has has been a rapid increase in the usage of credit cards. However, unfortunately, not all the card owners are clearing the debt. I completely agree to the statement that banks need t
There is currently a contentious argument over whether financial institutions should check the consumers' previous financial behaviour or not. I totally agree with the opinion because this could guarantee safety for soci
Although credit cards are the means to survive in undesired financial situations, however, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which b
Although credit cards are the means to survive in undesired financial situations, since, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which ban
Although credit cards are the means to survive in undesired financial situations,however, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which ba
Although credit cards are the means to survive in undesired financial situations, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which banks adop
Although, credit cards are the means to survive in undesired financial situations, its overuse and capricious handling could lead to a rising debts among the people. Despite, of strict rules and regulations which banks a
Live today and pay tomorrow has become the mantra for most millennials. I strongly agree that plastic money and its over-selling to impressionable youth, without proper monitoring of credit history and repayment capacity
Credit cards has been a significant part in today's society. Previously, to be able to attain a credit card would be a milestone but these days, getting one would be a normality of life.
Plastic money is very popular and in trend nowadays. In the modern world, almost everyone has their own cards from various banks. People are overusing this money and do not think twice before using it and not able to pay
Before 60 years ago usage of plastic money was not as popular as it is nowadays. In the modern world, almost everyone has their own cards from various banks. People are overusing this money and do not think twice before
Negligent use of credit cards can cause debts. Thereby, I agree that banks should check the financial strength and the repaying capacity of a person before offering them electronic card facility. This essay will discuss
In today’s globalized world, banks are lending more money to the individuals to expand banking business credit card facility is one of them. At the present time banks are not checking ability as well as willingness of p
I agree that overindulgence of the plastic money has been one of the major reasons why people tend to accumulate liability. Banks should resolve to sanction credit cards only after ascertaining an individual’s financial
It is widely believe that credit cards has helped people in many cases but on the other hand putting them in debt and other terrible consequences. While this payment method may bring some benefits to both individuals and
In this modern word, almost all the processes has gone virtual, payment and selling are not the exception. Credit card which is well-known as one of the plastic money gives purchasing power to the person even if he or sh
Nowadays, most of the credit card users are suffering due to having over utilization and making non reasonable transactions. There are many who believe that bank has to check the user’s credit score and history of transa
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