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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

During the past decade or two, there has been a rapid increase in the usage of credit cards. However, unfortunately, not all the card owners are clearing the debt. This essay completely agrees with the statement that ban
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

During the past decade or two there has has been a rapid increase in the usage of credit cards. However, unfortunately, not all the card owners are clearing the debt. I completely agree to the statement that banks need t
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

There is currently a contentious argument over whether financial institutions should check the consumers' previous financial behaviour or not. I totally agree with the opinion because this could guarantee safety for soci
6.5
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations, however, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which b
7.5
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations, since, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which ban
7.5
band

The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations,however, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which ba
7
band

The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which banks adop
6.5
band

The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although, credit cards are the means to survive in undesired financial situations, its overuse and capricious handling could lead to a rising debts among the people. Despite, of strict rules and regulations which banks a
6
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Live today and pay tomorrow has become the mantra for most millennials. I strongly agree that plastic money and its over-selling to impressionable youth, without proper monitoring of credit history and repayment capacity
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The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their d

Credit cards has been a significant part in today's society. Previously, to be able to attain a credit card would be a milestone but these days, getting one would be a normality of life.
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Plastic money is very popular and in trend nowadays. In the modern world, almost everyone has their own cards from various banks. People are overusing this money and do not think twice before using it and not able to pay
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Before 60 years ago usage of plastic money was not as popular as it is nowadays. In the modern world, almost everyone has their own cards from various banks. People are overusing this money and do not think twice before
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The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their d

Negligent use of credit cards can cause debts. Thereby, I agree that banks should check the financial strength and the repaying capacity of a person before offering them electronic card facility. This essay will discuss
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

The revolution of financial intermediaries, especially banks have made it easier for people that need funding to borrow.
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The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back

In today’s globalized world, banks are lending more money to the individuals to expand banking business credit card facility is one of them. At the present time banks are not checking ability as well as willingness of p
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

I agree that overindulgence of the plastic money has been one of the major reasons why people tend to accumulate liability. Banks should resolve to sanction credit cards only after ascertaining an individual’s financial
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The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back

In this modern word, almost all the processes has gone virtual, payment and selling are not the exception. Credit card which is well-known as one of the plastic money gives purchasing power to the person even if he or sh
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Nowadays, most of the credit card users are suffering due to having over utilization and making non reasonable transactions. There are many who believe that bank has to check the user’s credit score and history of transa
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

In my opinion, blaming careless use of credit cards as the sole basis of huge loans is completely preposterous. There are several factors like student debt and lack of financial education in schools that are a major cont
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

I agree to the fact that many credit card holders spend extravagantly without realizing the payback terms and conditions. I am going to express my views on how banks can verify one’s capability to repay in the following
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