It is often believed by many people that having a own building is a blessing than staying in a rented flat. In fact, people from old generations always insist on possessing a home, even if it makes them go through the pain of things like mortgages, loans etc. In my opionion, if you have a continous running source of income and enough fund balance to continue and support your family life, then I would definetly vouch for getting a house, else it is big no.