IELTS Writing Samples by topic

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In many countries, accessing and obtaining credit cards is an effortless process. While this provides several advantages such as financial flexibility and economic growth, it also carries significant drawbacks, particula
A credit card has become such a common thing to use in our society these days. While it is easy to be applied, it leads to debt issues for some people who fail to pay. I personally believe that the burden of credit cards
Although credit cards are easily approved in several countries, however these quick approvals can sometimes lead to the problem of bad debt for banks. This essay will demonstrate how early approvals can generate benefits
It is argued that work satisfaction is less important than a high salary. This essay totally disagrees with this statement because enjoying one's job is essential for personal happiness, and is crucial for long-term care
Credit cards are a blessing and a curse. They can be used to help you pay your bills, however the interest on them can make them more of a hassle than they are worth. Consequently, some people believe that these modes of
In the era of globalization, new methods of payment have been generated. credit cards simplest the payment system by purchasing anything without having cash money. However, there is a debate on this argument . As a resu
Credit posters are getting popular in many countries as they are available easily to any customers and banks are providing their benefits. I firmly believe that the benefits of the given scenario overpower the drawback
It is hard to deny that credit cards find their way into our lives nowadays and we rely on them heavily as they are quite convenient to use. However, some claim that there is a risk of not being able to pay back, simply
Credit cards are becoming increasingly popular as banks are offering them to anyone who has a job. According to my view, although a credit card is useful to buy something important when you have run out of money, it make
Even though it is too easy that apply for and get a credit card, some of the people who use those cards struggle with paying back because they cannot afford it. However, they provide some opportunities to their user if t
Credit cards are very common among people all around the world. However, I believe that they cause significant problems for individuals and their families. The fact that it is easy to get a card, leaves addicted people t
Countries around the world have different points of view about the easy appliance for obtaining a credit card, several people thought that this is why a lot of communities have debts with the bank instead others think th
In most nations, people can request for and have debit cards without any difficulty. However, this has lead to some individuals having challenges with the payment of their loans. This essay will argue that despite the di
These days, applying for a credit card is very straightforward. In fact, most people use their cards for most of their spending, especially online purchases. There are several risk factors to consider when getting financ
These days credit cards are becoming ubiquitous in every corner of the world. Undoubtedly they are crucial for most people, but, sadly, many incur significant debt they cannot pay off. In my opinion, the downsides of the
In most geographical regions, folks request and use bank cards and are debited regularly. Although it has helped in enhancing convenience and reducing the workload of bank staff, it increases criminal activities and poo
The use of credit cards is in vogue. Most people argue that easy access to such means of trade results in indebted people and families. In my opinion, the advantages of having a credit card outweigh the drawbacks and thi
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