Since the past century, the workers have slowly asserted their rights and privileges, and successive governments have acknowledged that after a period of service, the workers need adequate remuneration in their twilight years. However, there are some right-wing economists who propound that, indeed, it is the responsibility of the worker to plan his retirement. In my opinion, both views have merit and need discussion. In the following paragraphs, I will examine and scrutinize the issue to the extent possible.