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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations, however, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which b
7.5
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The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations, since, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which ban
7.5
band

The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations,however, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which ba
7
band

The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although credit cards are the means to survive in undesired financial situations, its overuse and capricious handling could lead to rising debts among the people. Despite, of strict rules and regulations which banks adop
6.5
band

The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their

Although, credit cards are the means to survive in undesired financial situations, its overuse and capricious handling could lead to a rising debts among the people. Despite, of strict rules and regulations which banks a
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Many people believe that social networking sites (such as Facebook) have a huge negative impact on both individuals and society. To what extent do you agree or disagree? Give reasons for your answer and include any r

Some people might argue that social networking sites have a positive impact on both individuals and society, while others not. I personally believe that these sites have a huge negative impact on society and individuals
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Young people are leaving their homes from rural areas to study or work in the cities. What are the reasons? Do advantages of this development outweigh its disadvantage?

Nowadays, it becomes prevalent that young people leave rural homes to urban areas either for study or for work. However, the centralisation of development and economic activities is mostly responsible for shifting. Some
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People have different ways of escaping stress and difficult of modern life. Some read, some exercise, others work in their gardens. What do you think are the reasons for stress? What are the best ways of reducing stress

It is said that as technology progresses, there is an increase comfortness in human life. However there is a new ailment which is increasing in alarming rate in everyone's life and it's called stress. There are number of
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Some people think that instead of preventing climate change, we need to find a way to live with it. To what extent do you agree or disagree? Give reasons for your answer and include any relevant examples from your own k

In today's time, human activities are having a dramatic effect on climate change of our planet and some people think that rather than taking measure's to prevent climate change, we should learn to live with it. I firmly
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Some people believe that children are given too much free time. They feel that this time should be used to do more school work. How do you think children should spend their free time? Give reasons for your answer and in

Children who have a fixed routine from early childhood are more likely to grow into happy and successful adults. They have already mastered the art of time management and value their free hours more as opposed to childre
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Some people think that instead of preventing climate change, we need to find a way to live with it. To what extent do you agree or disagree? Give reasons for your answer and include any relevant examples from your own or

Some group of people believe that more reasonable to adapted to a new form of climate than to try to prevent changes.I totally disagree with that statement because of timelessness. In this essay, I shall elaborate on the
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Some people believe that children are given too much free time. They feel that this time should be used to do more school work. How do you think children should spend their free time? Give reasons for your answer and in

A fraction of the parents overpressurizes their children beyond their cognitive abilities by forcing them to study in their spare time as well. This essay disagrees with this scenario and tries to propound some leisure t
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Some people believe that children are given too much free time. They feel that this time should be used to do more school work. How do you think children should spend their free time? Give reasons for your answer and in

A fraction of the parents overpressurize their children beyond their cognivitive abilities by forcing them to study in their spare time as well. This essay is in disagree with this scenario and tries to propound some lei
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Some people believe that children are given too much free time. They feel that this time should be used to do more school work. How do you think children should spend their free time? Give reasons for your answer and in

A fraction of the population holds the notion that, at present, children get more spare time and they should use this time for any acadamic purpose. This essay would delve into this propound and try to arrive at a ration
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More and more people want to buy famous brands with clothes, cars and other items. What are the reasons? Do you think it is a positive or negative development?

Purchasing from the brand shops has become very common nowadays. The main reason behind that is getting unique products with qualities. In my opinion, it is a positive trend though it has some negatives.
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Some people believe that children are given too much free time. They feel that this time should be used to do more school work. How do you think children should spend their free time? Give reasons for your answer and in

over the last few decades, there has been a significant development in spending leisure time. It is argued that If offsprings have an ample amount of free time, they should utilize it to do their homework. Although this
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Some people believe that children are given too much free time. They feel that this time should be used to do more school work. How do you think children should spend their free time? Give reasons for your answer and in

There is no doubt that parenting combats several, unique obstacles rather than later ones. Although most parents argue for controlling adolescents' spare time, I believe that children have to be provided with more free,
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Some people feel that entertainers (eg. Film stars, pop musicians or sports stars) are paid too much money. Do you agree or disagree? Which other types of job should be highly paid?Give reasons for your answer and includ

High remuneration is given for artists’ in today’s entertainment industry. Nowadays, many young people are attracted to this field because of high pay and recognition. In this essay, we will discuss why the performer’s w
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Nowadays, many people have to work longer hours and they feel more stress out then before, what are the reasons and what can employer do to make their life easier.

Strain and anxiety have become part of everyone's life. It can be commonly seen that people work for long hours and suffer from high levels of stress in their daily life. Achieving success at workplace and spending less
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In the future it may be necessary for us to live on another planets. For this reason, some people believe that we should spend money now researching planets that could be possible home, such as mars. To what extent do yo

The searching for the unknown is human nature. There are many people who consider it is crucial to conduct cosmos studies since one-day mankind may be relocated to another planet for a better prospect so spending for th
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