It is indeed true that in today's world, cell phones are immensely doing an incredible jobs whether it is to contact near and dear ones, to pay bills or so on. Without mobile phones, humanbeings cannot be survived. In this contemporary world, people are using it in every day's life and its popularity is rising all over the world. However, it is ubiquitous amongst users to use it for paying the bills and it has some postive aspects but we cannot neglected its negative sides too.