Some people believe that it is better to spend their money rather than save it, because it will positively contribute to the local economy by expanding the gross national and domestic product of the state and also strengthening the country's currency. At the same time, other people are convinced that for people it is better to preserve their financials, since the population will be able to buy more costly belongings in the long term, however saving money has many disadvantages. In my opinion, it is better to invest the capital.